Ball State Cardinals

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Ball State Cardinals is 3-5 on the season, 5-3 against the spread, and holds a power rating of -19.5. Ball State Cardinals is covering the spread at 60% since the start of last season (12-8), well above the FBS average. The Ball State Cardinals head to Massachusetts next in Week 10.

Conference: Mid-American Conference
Stadium: Scheumann Stadium, Muncie, IN
Power Rating (most current): -19.5
HFA Rating:3.2 pts
2026 Win Total:3.5
2026 Record: 3-5
2026 ATS: 5-3
2026 O/U: 6-2

2026 Schedule & Results

In Week 8 of 2026 the Ball State Cardinals Power Rating of -19.5 is 19.5 points below the FBS average according to Blue Chip Analytics. Ball State Cardinals have logged 2,082 miles of travel so far, out of a season total of 3,828 miles, ranking 122nd heaviest in the FBS.

Ball State Cardinals Coaching Staff and Key Players

Head coachMike Uremovich
Tenure1 season
Record at school4-8
Career record60-64 (11 seasons)
Offensive coordinatorMike Uremovich
Defensive coordinatorJeff Knowles

Offense

Keldric Luster QB, Tyler Mizzell QB, Donovan Hamilton WR, CJ Nelson WR, Jabari Smith Jr. WR, DJ Young WR, Corey Thompson Jr. WR, Tristan Cook OL, TJ Horton RB, Jalen Bonds RB

Defense

Jared Badie EDGE, Willizhuan Yates CB, DJ Fields CB, Deondre Shepherd S, Sterling Smith S, Ameir Glenn DL, Ben Marsh EDGE, Spencer Vaka DL

Special teams

Carson Holmer K, Cole Stumbaugh P

2025 Season in Review

Record4-8 ATS7-5 O/U5-7
Running totals after each week played. Cumulative, not per week.
AfterRecordATSO/U
Week 10-10-10-1
Week 20-21-10-2
Week 31-22-11-2
Week 41-33-12-2
Week 62-34-12-3
Week 72-44-22-4
Week 83-45-23-4
Week 93-55-33-5
Week 114-56-33-6
Week 124-66-43-7
Week 134-77-44-7
Week 144-87-55-7

A season record is a record, not a forecast. Blue Chip Analytics' own research finds that beating the closing line repeats at close to zero from one season to the next - see most underrated and overrated teams. Read the table as what happened, not as what is likely to happen next.

2026 Power Rating Trajectory

Opened -22.1 in the preseason and finished -19.5 after week 8, a move of +2.6 points. High -19.5 (week 8), low -23.0 (week 5).

Line chart of the 2026 Blue Chip Analytics power rating across 10 points, from -22.1 to -19.5.

PreW8

Ball State Cardinals SP+ Profile

Offence+12.2136 of 138higher is better
Defence+36.7128 of 138lower is better
Special teams-0.7138 of 138higher is better

SP+ is an independent opponent-adjusted efficiency rating, one of the systems blended into the Blue Chip Analytics power rating rather than a Blue Chip Analytics number itself. Defensive SP+ measures points allowed, so a lower figure is a better defence - the rank beside it already accounts for that.

How Confident Is This Rating?

Sources blended5
Source spread±4.0 pts
HFA measured+4.8 pts
HFA applied+3.2 pts

Source spread is how far apart the independent rating systems are on this team, not a margin of error on our own number. A wide spread means the models disagree, which is itself worth knowing.

The measured home field advantage of +4.8 is regressed to +3.2 before it is applied, a difference of 1.6 points. A single venue's raw result carries a lot of noise, so the applied figure is pulled toward the league pattern. See how much is home field advantage really worth.

Record Against 2026 Opponents

Regular and postseason meetings, 2016–2025. Over/under history begins in 2017 and 2020 was shortened by COVID, so game counts vary.
OpponentMetRecordATS
Kent State65-14-2
Toledo92-76-3
Bowling Green20-21-1
Buffalo53-25-0
Ohio51-41-4
Central Michigan94-56-3

No meeting on record since 2016: Ohio State, Stony Brook, Liberty, Northwestern, Sacramento State, Massachusetts.

Home, Road and Neutral, 2016–2025

At home27-2726-28 ATS · 54 games
On the road15-4431-27-1 ATS · 59 games
Neutral site2-23-1 ATS · 4 games

2026 Season Travel Profile

3,828 miles - ranked 122nd heaviest in FBS (138 teams)
Cumulative travel of 3,828 round-trip miles across the 2026 season.

Week 03,828 mi total

Week Opponent Distance Cumulative
Week 0-Bye
Week 1Ohio State128 mi256 mi
Week 2Stony BrookHome256 mi
Week 3Liberty390 mi1,037 mi
Week 4Kent State225 mi1,486 mi
Week 5ToledoHome1,486 mi
Week 6Northwestern174 mi1,835 mi
Week 7Bowling Green124 mi2,082 mi
Week 8Sacramento StateHome2,082 mi
Week 9-Bye
Week 10Massachusetts686 mi3,454 mi
Week 11BuffaloHome3,454 mi
Week 12Ohio187 mi3,828 mi
Week 13Central MichiganHome3,828 mi
Week 14-Bye
Week 15-Bye
Week 16-Bye
Postseason-Bye

Ball State Cardinals Season Outlook

Quarterback Play Defines the Ceiling

Keldric Luster has shown flashes of dual-threat ability, but consistency has been elusive. In his first career start at Ohio State, he completed 18 of 33 passes for just 89 yards. He bounced back at home against Stony Brook with 27 of 32 for 256 yards and three first-half touchdowns, adding 125 rushing yards and a score in the overtime win at Bowling Green. However, on the road against Liberty, Kent State, and Northwestern, the offense sputtered, scoring 15, 13, and 14 points respectively. Luster's home-road split is stark, and if Ball State is to climb in the MAC, he must find a way to produce away from Muncie. Tyler Mizzell, a transfer from Concord, has also seen time, starting against Kent State and throwing for 164 yards with a touchdown and a safety taken. The quarterback position remains a work in progress, but Luster's mobility and arm strength offer hope.

Offensive Line and Run Game Show Promise but Inconsistency

The offensive line, anchored by potential All-MAC right tackle Tristan Cook, was billed as the team's strongest unit. It lived up to that against Stony Brook, paving the way for 226 rushing yards, including 125 from TJ Horton. Horton also broke a 66-yard touchdown run against Toledo and finished with 90 yards in that game. However, against Ohio State, Liberty, Kent State, and Northwestern, the run game was largely non-existent, forcing the Cardinals into predictable passing situations. The line has struggled to open holes against Power Five and upper-tier MAC fronts. If Ball State can establish the run more consistently, it will take pressure off Luster and open up play-action opportunities for a receiving corps that includes Donovan Hamilton, Jabari Smith Jr., and others.

Defense Struggles to Contain Explosive Offenses

The Cardinals' defense, which finished 10th in the MAC last year, has been torched by every competent offense it has faced. Ohio State's Julian Sayin threw for 320 yards and three touchdowns in the opener. Liberty racked up 51 points. Toledo's CJ Miller and Connor Walendzak combined for 299 rushing yards and three touchdowns, including runs of 50 and 68 yards. Northwestern's Aidan Chiles threw for three touchdowns and ran for another. The secondary, led by three-year starter Willizhuan Yates and safety Deondre Shepherd, was expected to be a strength but has been repeatedly beaten. The defensive front, relying on rotational players like Ameir Glenn, Ben Marsh, and Spencer Vaka, has been unable to generate pressure or stop the run. Until the defense can get off the field, the Cardinals will struggle to keep pace with high-powered offenses.

Special Teams and Kicking Game a Quiet Concern

Placekicker Carson Holmer won the job last spring but struggled early last season, making just 3 of 7 field goals with a long of 23 yards before losing the job. He has since regained it, but the kicking game remains a question mark. The Cardinals have attempted only one field goal this season, a 54-yard make by Brody Boehm against Ohio State. In close games, the ability to convert field goals could be the difference. Punter Cole Stumbaugh has been solid, but the coverage units have had their moments. Special teams may not decide many games, but in a tight MAC race, every point matters.

Road Woes and Momentum Heading into the Stretch

Ball State snapped a 14-game road losing streak with a dramatic 32-31 overtime win at Bowling Green, where Luster found Alex Scherle for the game-winning two-point conversion. That victory improved the Cardinals to 2-5 overall and 1-2 in MAC play, and it showed resilience. However, the road has been unkind overall: lopsided losses at Ohio State, Liberty, Kent State, and Northwestern. The remaining schedule includes home games against Sacramento State and others, providing opportunities to build momentum. The Cardinals have covered the spread in four of seven games and the over has hit in six of seven, suggesting they are competitive even in defeat. If the defense can improve and the offense finds consistency, a late-season surge is possible.

Sources

Schedule & Results

Frequently Asked Questions

What is Ball State Cardinals's against-the-spread record in 2026?

Ball State Cardinals is 5-3 against the spread in the 2026 season, covering 62% of games.

What is Ball State Cardinals's Blue Chip Analytics power rating?

Ball State Cardinals holds a Blue Chip Analytics power rating of -19.5, representing their expected point margin against an average FBS team on a neutral field.

What is Ball State Cardinals's home field advantage rating?

Ball State Cardinals's home field advantage rating is 3.2 points, the venue adjustment Blue Chip Analytics applies for games at their home stadium.

What is Ball State Cardinals's 2026 win total?

Ball State Cardinals's consensus regular-season win total for 2026 is 3.5 wins, priced at -115 over and -115 under. This is the betting market's expectation, not a Blue Chip Analytics projection.

How many miles does Ball State Cardinals travel in 2026?

Ball State Cardinals travels 3,828 miles in the 2026 season, ranking 122nd heaviest in the FBS.

How does Blue Chip Analytics calculate cumulative travel distance?

Cumulative travel distance counts both the outbound and return journey for every away game. For example, if a team travels 374 miles to play an away game, Blue Chip Analytics counts 748 miles (374 miles there, 374 miles back) toward the cumulative total. Home games and bye weeks add zero miles. The per-week Distance column shows the one-way distance only, as the return trip happens after the game is played.

Ball State Cardinals: 3-5 overall, 5-3 ATS, power rating -19.5 (2026 records).