Week 5 • October 03, 2026, 04:00 AM UTC
0-0
MAC
Power Rank: 2.0
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0-0
MAC
Power Rank: -18.9

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Toledo (power rating: 2.0) carries a 20.9-point edge over Ball State (-18.9) on a neutral field per Blue Chip Analytics. Ball State's home field (Blue Chip HFA: 2.8) narrows that gap at Scheumann Stadium. See Line Value below.

General Information

Week: Week 5
Kick Off (at stadium): 12:00 AM EDT
Stadium: Scheumann Stadium
Capacity: 16,319
Elevation: 951 ft
HFA Rating: 2.8
Playing Surface: Artificial Turf

Betting Information

Spread None
Total (O/U) -
Odds Implied Score -
Power Rank Implied Line Toledo -20.9

Line Value Calculator

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Toledo
Ball State
Home field — Scheumann Stadium
Weather: Clear
Travel impact

Positive adjustment = favours home team

Does weather affect Toledo vs Ball State at Scheumann Stadium?

Game-time forecast at Scheumann Stadium shows Clear — 75.0°F, Feels Like 64.6°F with winds of 5.6 mph. Weather is not expected to be a meaningful factor in this game. The weather adjustment has been pre-filled in the Line Value Calculator above — adjust manually if conditions change before kick-off.

Weather Conditions

Forecast for: July 05, 2026
Clear

Clear

75.0°F

Feels Like: 64.6°F
Wind: 5.6 mph WNW
Gusts: 11.6 mph
Precipitation: 0.02"
Humidity: 91%
Rain Chance: 13%
Snow Chance: 0%

Travel & Rest

Toledo (Away)

This Week: 137.1 miles
Last Week: Home Game
Season Total: 309.8 miles
Body Clock Time: 00:00
Rest Days: 7

Ball State (Home)

This Week: 0.1 miles
Last Week: 449.6 miles
Season Total: 1486.3 miles
Body Clock Time: 00:00
Rest Days: 7

What are the key factors for Toledo vs Ball State?

Toledo: Key Factors

New-look roster faces first test against Power 4 opponent

Toledo enters the season with a largely rebuilt roster, including 14 transfers from Mercer and several other FBS/FCS additions. The Rockets' cohesion and ability to compete against a Michigan State team with a significant talent advantage will be critical, especially early in the game.

Quarterback John Alan Richter's first start in a new system

Richter has limited starting experience (three starts in 2024) and is now operating under a new coaching staff. His performance against a Power 4 defense will be a key indicator of Toledo's offensive potential, especially given the lack of a proven backup.

Defensive line led by FCS Defensive Player of the Year Andrew Zock

Zock (20 TFL, 11.5 sacks in 2025) is the centerpiece of the defense. His ability to disrupt Michigan State's offensive line and generate pressure will be vital for Toledo to stay competitive, particularly against a Spartans team that may rely on a new quarterback.

Travel and weather factors could impact performance

Toledo travels only 86 miles to East Lansing, minimizing fatigue, but the forecast calls for light rain, 62°F, and 15 mph wind. These conditions may favor a ground-oriented attack, where Toledo's running back duo of CJ Miller and Connor Walendzak could be key.

Special teams advantage with experienced kicker and returner

Kicker Reice Griffith (14/17 FG at Mercer, half from 40+) and punt returner Bryson Hammer (led MAC in punt return yardage two straight years) provide Toledo with reliable special teams. In a potentially low-scoring game, field position and kicking could be decisive.

Ball State: Key Factors

Quarterback competition and dual-threat potential

Ball State enters with two transfer quarterbacks—Keldric Luster (dual-threat) and Tyler Mizzell (pass-first)—both expected to play. Luster's mobility could be key against Ohio State's defensive front, but the lack of a settled starter may limit offensive rhythm early.

Offensive line strength vs. Ohio State's defensive line

Ball State's offensive line, anchored by All-MAC candidate Tristan Cook at right tackle, is the team's strongest unit. However, Ohio State's defensive line is elite, and the Cardinals' unproven quarterback and receiving corps will need time to operate—making pass protection critical.

Defensive secondary potential but front-seven concerns

The secondary features experienced cornerback Willizhuan Yates and safety Deondre Shepherd, plus Purdue transfer Sterling Smith. However, the defensive line is thin and relies on rotational players like Ameir Glenn and Ben Marsh, which could be exploited by Ohio State's powerful run game and quick passing attack.

Travel and venue factors heavily favor Ohio State

Ball State travels only 128 miles to Ohio Stadium, a short trip, but faces a massive home-field advantage (HFA 3.0) in a 100,000+ seat venue. The forecast is partly cloudy with 63°F and 12 mph wind, which may affect passing but is manageable.

Special teams uncertainty could be costly

Kicker Carson Holmer struggled last season (3-for-7 FG, long 23 yards) and may be a liability in a game where scoring opportunities are limited. Punter Cole Stumbaugh is reliable, but field position battles will be crucial against a superior opponent.

What do the matchup numbers say?

Toledo travels 137 miles to this game, a short road trip.

How do Toledo and Ball State compare on power ratings?

Blue Chip Analytics power ratings favour Toledo (2.0) over Ball State (-18.9) by 20.9 points on a neutral field. Despite playing at home, Ball State faces a power rating deficit. Check whether the market spread accounts for this gap. Ball State brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.8). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input — cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip Analytics rates Toledo as the stronger team by 20.9 points on a neutral field; apply HFA and travel context before finalising a line read.