Charlotte 49ers

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Charlotte 49ers is 0-1 on the season, 0-1 against the spread, and holds a power rating of -22.7. Charlotte 49ers enters the season with a power rating of -22.7, placing them below average relative to the FBS midpoint. The Charlotte 49ers head to Ole Miss next in Week 2. In 2025, Charlotte 49ers went 1-11 overall, 5-7 against the spread, and 6-6 on totals.

Conference: American Athletic Conference
Stadium: Jerry Richardson Stadium, Charlotte, NC
Power Rating (most current): -22.7
HFA Rating:1.1 pts
2026 Win Total:2.5
2026 Record: 0-1
2026 ATS: 0-1
2026 O/U: 1-0

2026 Schedule & Results

In Week 1 of 2026 the Charlotte 49ers Power Rating of -22.7 is 22.7 points below the FBS average according to Blue Chip Analytics. Charlotte 49ers have logged 0 miles of travel so far, out of a season total of 6,397 miles, ranking 81st heaviest in the FBS.

Charlotte 49ers Coaching Staff and Key Players

Head coachTim Albin
Tenure1 season
Record at school1-11
Career record59-38 (8 seasons)
Offensive coordinatorTodd Fitch
Defensive coordinatorNate Faanes

Offense

Jariel Cobb RB, Henry Rutledge RB, Conner Harrell QB, Cole Gonzales QB, J'Ven Williams OL, Nic Cruji OL, Reginhard Pierre-Nau OL, Henry Searcy OL, Jaden Barnes WR

Defense

Kadin Schmitz LB, Gavin Willis LB, DJ Burgess EDGE, Curtis Simpson EDGE, Collin Gill S, Dy'Lon Womack S

Special teams

Aiden Bui K, Bronson Long P

2025 Season in Review

Record1-11 ATS5-7 O/U6-6
Running totals after each week played. Cumulative, not per week.
AfterRecordATSO/U
Week 10-10-10-1
Week 20-20-20-2
Week 31-21-21-2
Week 41-31-32-2
Week 61-41-43-2
Week 71-52-43-3
Week 81-62-54-3
Week 91-72-65-3
Week 111-83-66-3
Week 121-93-76-4
Week 131-104-76-5
Week 141-115-76-6

A season record is a record, not a forecast. Blue Chip Analytics' own research finds that beating the closing line repeats at close to zero from one season to the next - see most underrated and overrated teams. Read the table as what happened, not as what is likely to happen next.

2025 Power Rating Trajectory

Opened -23.4 in the preseason and finished -18.9 after the postseason, a move of +4.5 points. High -17.0 (week 14), low -23.4 (the preseason).

Line chart of the 2025 Blue Chip Analytics power rating across 18 points, from -23.4 to -18.9.

PrePost

Charlotte 49ers SP+ Profile

Offence+10.4137 of 138higher is better
Defence+42.3138 of 138lower is better
Special teams-0.5127 of 138higher is better

SP+ is an independent opponent-adjusted efficiency rating, one of the systems blended into the Blue Chip Analytics power rating rather than a Blue Chip Analytics number itself. Defensive SP+ measures points allowed, so a lower figure is a better defence - the rank beside it already accounts for that.

How Confident Is This Rating?

Sources blended5
Source spread±4.2 pts
HFA measured-2.7 pts
HFA applied+1.1 pts

Source spread is how far apart the independent rating systems are on this team, not a margin of error on our own number. A wide spread means the models disagree, which is itself worth knowing.

The measured home field advantage of -2.7 is regressed to +1.1 before it is applied, a difference of 3.8 points. A single venue's raw result carries a lot of noise, so the applied figure is pulled toward the league pattern. See how much is home field advantage really worth.

Record Against 2026 Opponents

Regular and postseason meetings, 2016–2025. Over/under history begins in 2017 and 2020 was shortened by COVID, so game counts vary.
OpponentMetRecordATS
App State40-42-2
Memphis20-22-0
North Texas32-12-1
Temple20-21-1
Tulane20-21-1
UAB42-23-1
East Carolina32-13-0
Tulsa11-01-0
Navy20-20-2

No meeting on record since 2016: The Citadel, Ole Miss, Louisiana.

Home, Road and Neutral, 2016–2025

At home22-3422-33-1 ATS · 56 games
On the road14-4331-24-2 ATS · 57 games
Neutral site0-20-2 ATS · 2 games

2026 Season Travel Profile

6,397 miles - ranked 81st heaviest in FBS (138 teams)
Cumulative travel of 6,397 round-trip miles across the 2026 season.

Week 06,397 mi total

Week Opponent Distance Cumulative
Week 0-Bye
Week 1The CitadelHome0 mi
Week 2Ole Miss504 mi1,008 mi
Week 3App State82 mi1,171 mi
Week 4LouisianaHome1,171 mi
Week 5MemphisHome1,171 mi
Week 6North Texas950 mi3,071 mi
Week 7Temple440 mi3,950 mi
Week 8-Bye
Week 9TulaneHome3,950 mi
Week 10UAB368 mi4,686 mi
Week 11East CarolinaHome4,686 mi
Week 12Tulsa856 mi6,397 mi
Week 13NavyHome6,397 mi
Week 14-Bye
Week 15-Bye
Week 16-Bye
Postseason-Bye

Charlotte 49ers Season Outlook

Year 2 under Tim Albin: A fresh start after a historic low

Charlotte enters 2026 looking to rebound from a 1-11 season in which the offense set a program record for futility, averaging just 14.3 points per game. Head coach Tim Albin, who previously engineered turnarounds at North Dakota State and Ohio, has focused on rebuilding the offensive line and adding depth through the transfer portal. With a new athletic director in Kevin White, the pressure is on for Albin to show progress in his second year, and the early schedule offers a chance to build confidence.

Quarterback battle: Health and experience collide

The starting quarterback job is up for grabs after Conner Harrell missed significant time last season and was limited this spring due to a knee injury. Transfer Cole Gonzales, who arrived from Pitt and FCS Western Carolina, took most of the spring reps and is pushing for the job. The decision will likely hinge on Harrell's recovery and how quickly Gonzales can master Todd Fitch's system. The winner will lead an offense that has nowhere to go but up, but the line's improvement will be critical to any success.

Offensive line overhaul: New faces up front

The 49ers have prioritized fixing an offensive line that struggled mightily in 2025. Three transfers, J'Ven Williams, Nic Cruji, and Reginhard Pierre-Nau, are expected to step in as starters, bringing experience and size to a unit that needs to protect the quarterback and open lanes for the running game. The return of Jariel Cobb and Henry Rutledge at running back gives the offense a solid one-two punch, but their effectiveness will depend on the line's ability to create space.

Defense: Familiar front seven, new secondary

The defense returns a strong core in the front seven, led by linebacker Kadin Schmitz, who had 66 tackles, two interceptions, and two forced fumbles last season. Mike linebacker Gavin Willis will wear the helmet mic and direct the defense for coordinator Nate Faanes. The return of edge rushers DJ Burgess and Curtis Simpson should help a pass rush that was hampered by injuries in 2025. However, the secondary will feature entirely new starters, with Collin Gill and Dy'Lon Womack expected to take on much larger roles. The unit's success will depend on how quickly the new backs can gel and whether the front seven can stay healthy.

Special teams and return game: A boost from Rutledge and Barnes

Charlotte's special teams could be a bright spot, with Henry Rutledge returning for his final season and providing a jolt in the return game. The addition of Appalachian State transfer Jaden Barnes adds another dynamic option. Bronson Long is set to handle punting, while Pitt transfer Henry Searcy takes over at long snapper. The only concern is at kicker, where redshirt freshman Aiden Bui is the lone option on the roster, though the team is expected to add another before the season begins.

Sources

Schedule & Results

Frequently Asked Questions

What is Charlotte 49ers's against-the-spread record in 2026?

Charlotte 49ers is 0-1 against the spread in the 2026 season, covering 0% of games.

What is Charlotte 49ers's Blue Chip Analytics power rating?

Charlotte 49ers holds a Blue Chip Analytics power rating of -22.7, representing their expected point margin against an average FBS team on a neutral field.

What is Charlotte 49ers's home field advantage rating?

Charlotte 49ers's home field advantage rating is 1.1 points, the venue adjustment Blue Chip Analytics applies for games at their home stadium.

What is Charlotte 49ers's 2026 win total?

Charlotte 49ers's consensus regular-season win total for 2026 is 2.5 wins, priced at +115 over and -150 under. This is the betting market's expectation, not a Blue Chip Analytics projection.

How many miles does Charlotte 49ers travel in 2026?

Charlotte 49ers travels 6,397 miles in the 2026 season, ranking 81st heaviest in the FBS.

How does Blue Chip Analytics calculate cumulative travel distance?

Cumulative travel distance counts both the outbound and return journey for every away game. For example, if a team travels 374 miles to play an away game, Blue Chip Analytics counts 748 miles (374 miles there, 374 miles back) toward the cumulative total. Home games and bye weeks add zero miles. The per-week Distance column shows the one-way distance only, as the return trip happens after the game is played.

Charlotte 49ers: 0-1 overall, 0-1 ATS, power rating -22.7 (2026 records).