Charlotte 49ers is 1-6 on the season, 3-4 against the spread, and holds a power rating of -23.9. Charlotte 49ers holds a power rating of -23.9, placing them in the weaker tier of the FBS and typically entering games as a significant underdog. The Charlotte 49ers host Tulane next in Week 9.
In Week 7 of 2026 the Charlotte 49ers Power Rating of -23.9 is 23.9 points below the FBS average according to Blue Chip Analytics. Charlotte 49ers have logged 3,950 miles of travel so far, out of a season total of 6,397 miles, ranking 81st heaviest in the FBS.
Charlotte 49ers Coaching Staff and Key Players
Head coachTim Albin
Tenure1 season
Record at school1-11
Career record59-38 (8 seasons)
Offensive coordinatorTodd Fitch
Defensive coordinatorNate Faanes
Offense
Jariel Cobb RB, Henry Rutledge RB, Conner Harrell QB, Cole Gonzales QB, J'Ven Williams OL, Nic Cruji OL, Reginhard Pierre-Nau OL, Henry Searcy OL, Jaden Barnes WR
Defense
Kadin Schmitz LB, Gavin Willis LB, DJ Burgess EDGE, Curtis Simpson EDGE, Collin Gill S, Dy'Lon Womack S
Special teams
Aiden Bui K, Bronson Long P
2025 Season in Review
Record1-11ATS5-7O/U6-6
Running totals after each week played. Cumulative, not per week.
After
Record
ATS
O/U
Week 1
0-1
0-1
0-1
Week 2
0-2
0-2
0-2
Week 3
1-2
1-2
1-2
Week 4
1-3
1-3
2-2
Week 6
1-4
1-4
3-2
Week 7
1-5
2-4
3-3
Week 8
1-6
2-5
4-3
Week 9
1-7
2-6
5-3
Week 11
1-8
3-6
6-3
Week 12
1-9
3-7
6-4
Week 13
1-10
4-7
6-5
Week 14
1-11
5-7
6-6
A season record is a record, not a forecast. Blue Chip Analytics'
own research finds that beating the closing line repeats at close to zero from one season
to the next - see
most underrated and
overrated teams. Read the table as what happened, not as what is likely to happen next.
2026 Power Rating Trajectory
Opened -24.3 in the preseason and finished -23.9 after week 8, a move of +0.3 points. High -21.1 (week 4), low -28.2 (week 7).
PreW8
Charlotte 49ers SP+ Profile
Offence+10.4137 of 138higher is better
Defence+42.3138 of 138lower is better
Special teams-0.5127 of 138higher is better
SP+ is an independent opponent-adjusted efficiency rating, one of the
systems blended into the Blue Chip Analytics power rating rather than a Blue Chip
Analytics number itself. Defensive SP+ measures points allowed, so a lower
figure is a better defence - the rank beside it already accounts for
that.
How Confident Is This Rating?
Sources blended5
Source spread±4.2 pts
HFA measured-2.7 pts
HFA applied+1.1 pts
Source spread is how far apart the independent rating systems are on this team, not a margin of error on our own number. A wide spread means the models disagree, which is itself worth knowing.
The measured home field advantage of -2.7 is regressed to +1.1 before it is applied, a difference of 3.8 points. A single venue's raw result carries a lot of noise, so the applied figure is pulled toward the league pattern. See how much is home field advantage really worth.
Record Against 2026 Opponents
Regular and postseason meetings, 2016–2025.
Over/under history begins in 2017 and 2020 was shortened by COVID, so game counts vary.
Winless start leaves Charlotte searching for answers
Charlotte sits at 0-6 after six games, with the latest a 50-10 loss at North Texas. The 49ers have been outscored 203-96 on the season and have yet to put together a complete performance. The closest they came was a 43-41 triple-overtime loss to The Citadel in the opener, a game they led late but could not close out. Since then, the margins have been wide: 41-9 at Ole Miss, 26-21 at App State, 34-7 to Louisiana, 59-8 to Memphis, and 50-10 at North Texas. The offense has shown flashes, but consistency has been elusive.
Offensive line and run game remain works in progress
The staff prioritized the offensive line in the portal, adding transfers J'Ven Williams, Nic Cruji, and Reginhard Pierre-Nau as projected starters, but the unit has yet to establish dominance. The running game has been inconsistent, though Henry Rutledge provided a spark against Memphis with a 75-yard touchdown run on the first play of the third quarter, finishing with 111 yards on just six carries. Jariel Cobb has also contributed, but the 49ers have struggled to sustain drives. The passing game has been turnover-prone: Cole Gonzales threw for 322 yards and three touchdowns against The Citadel but was intercepted twice, and Conner Harrell threw two interceptions against North Texas. The offense will need to clean up mistakes to take pressure off the defense.
Defense unable to stop the run or generate takeaways
Charlotte's veteran front seven, led by linebackers Kadin Schmitz and Gavin Willis, has been gashed on the ground all season. The Citadel rushed for 268 yards and six touchdowns in the opener, and subsequent opponents have found similar success. The secondary, with new starters Collin Gill and Dy'Lon Womack, has also had its share of struggles. The return of edges DJ Burgess and Curtis Simpson was expected to boost the pass rush, but the defense has managed few sacks and has not forced enough turnovers to swing momentum. The unit has allowed 30 or more points in five of six games.
Special teams provide a rare bright spot
Kicker Ian Kelly has been reliable, making field goals of 28, 24, and 28 yards against Ole Miss. Punter Bronson Long has punted well, and the return game got a boost with Henry Rutledge and Appalachian State transfer Jaden Barnes. In a season where offensive points have been hard to come by, special teams have helped with field position and scoring. However, the impact has been limited by the offense's inability to finish drives.
Outlook: Building for the future amid a tough season
Head coach Tim Albin is in his second year and has a track record of turnarounds, but the roster still lacks depth and talent compared to conference peers. The remaining schedule offers opportunities for growth, starting with a trip to Temple. The 49ers will need to shore up their run defense, protect the football, and find more consistency on offense to secure their first win. With new athletic director Kevin White now in place, the program is under pressure to show progress. The final stretch will be about evaluating young players and building momentum for 2027.
What is Charlotte 49ers's against-the-spread record in 2026?
Charlotte 49ers is 3-4 against the spread in the 2026 season, covering 43% of games.
What is Charlotte 49ers's Blue Chip Analytics power rating?
Charlotte 49ers holds a Blue Chip Analytics power rating of -23.9, representing their expected point margin against an average FBS team on a neutral field.
What is Charlotte 49ers's home field advantage rating?
Charlotte 49ers's home field advantage rating is 1.1 points, the venue adjustment Blue Chip Analytics applies for games at their home stadium.
What is Charlotte 49ers's 2026 win total?
Charlotte 49ers's consensus regular-season win total for 2026 is 2.5 wins, priced at +115 over and -150 under. This is the betting market's expectation, not a Blue Chip Analytics projection.
How many miles does Charlotte 49ers travel in 2026?
Charlotte 49ers travels 6,397 miles in the 2026 season, ranking 81st heaviest in the FBS.
How does Blue Chip Analytics calculate cumulative travel distance?
Cumulative travel distance counts both the outbound and return journey for every away game. For example, if a team travels 374 miles to play an away game, Blue Chip Analytics counts 748 miles (374 miles there, 374 miles back) toward the cumulative total. Home games and bye weeks add zero miles. The per-week Distance column shows the one-way distance only, as the return trip happens after the game is played.
Charlotte 49ers: 1-6 overall, 3-4 ATS, power rating -23.9 (2026 records).
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