Week 13 • November 28, 2026, 05:00 AM UTC
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American
Power Rank: 1.6
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American
Power Rank: -28.7

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Navy (power rating: 1.6) carries a 30.3-point edge over Charlotte (-28.7) on a neutral field per Blue Chip Analytics. Charlotte's home field (Blue Chip HFA: 1.7) narrows that gap at Jerry Richardson Stadium. See Line Value below.

General Information

Week: Week 13
Kick Off (at stadium): 12:00 AM EST
Stadium: Jerry Richardson Stadium
Capacity: 15,314
Elevation: 643 ft
HFA Rating: 1.7
Playing Surface: Artificial Turf

Betting Information

Spread None
Total (O/U) -
Odds Implied Score -
Power Rank Implied Line Navy -30.3

Line Value Calculator

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Navy
Charlotte
Home field — Jerry Richardson Stadium
Weather: Clear
Travel impact

Positive adjustment = favours home team

Does weather affect Navy vs Charlotte at Jerry Richardson Stadium?

Game-time forecast at Jerry Richardson Stadium shows Clear — 73.3°F, Feels Like 64.0°F with winds of 3.8 mph. Weather is not expected to be a meaningful factor in this game. The weather adjustment has been pre-filled in the Line Value Calculator above — adjust manually if conditions change before kick-off.

Weather Conditions

Forecast for: July 05, 2026
Clear

Clear

73.3°F

Feels Like: 64.0°F
Wind: 3.8 mph NW
Gusts: 7.2 mph
Precipitation: 0.04"
Humidity: 84%
Rain Chance: 12%
Snow Chance: 0%

Travel & Rest

Navy (Away)

This Week: 344.6 miles
Last Week: Home Game
Season Total: 10073.2 miles
Body Clock Time: 00:00
Rest Days: 7

Charlotte (Home)

This Week: 0.0 miles
Last Week: 1711.5 miles
Season Total: 6397.4 miles
Body Clock Time: 00:00
Rest Days: 7

What are the key factors for Navy vs Charlotte?

Navy: Key Factors

New quarterback and offensive transition

Braxton Woodson takes over at quarterback after the departure of Blake Horvath, who accounted for a large share of last year's offense. Woodson has sprinter's speed and experience at multiple positions, but his passing consistency is unproven. The offense is in its third year under coordinator Drew Cronic, who expects more from the passing game, but the unit is relying on several unproven players, including running back Vic Listorti (hamstring history) and slotback Charles Robinson (emerged in spring).

Defensive strengths at linebacker and safety

Navy returns two highly productive inside linebackers, MarcAnthony Parker and Coleman Cauley, who combined for 176 tackles last season. Safety Giuseppe Sessi, the defensive signal-caller, was second on the team with 81 tackles. The secondary improved late last season after Phillip Hamilton moved to safety, and the corners (Nick Bell, Irabonoise Oniha) bring experience. However, the pass rush is a concern after losing first-team All-America nose guard Landon Robinson.

Home-field advantage and favorable weather

Navy plays at home with a venue home-field advantage of 2.4 points. The forecast is clear with 57°F and 11 mph wind, which should not significantly impact the game. The Midshipmen have no travel and are well-rested for the season opener.

Uncertainty at placekicker

Justin Welch enters as the top placekicker, but the position battle continued through training camp. Special teams could be a factor in a close game, and any missed opportunities could be costly.

Opponent scouting and preparation challenges

Towson is an FCS opponent with no prior season data available. Navy's unique option-style offense is difficult to prepare for, especially for a team that may not see it regularly. The Midshipmen's defensive multiplicity and retention of players due to the academy's structure give them an edge in scheme familiarity.

Charlotte: Key Factors

Offensive line overhaul and run game focus

Charlotte's offense was historically bad last season (14.3 PPG), but the staff has prioritized upgrading the offensive line with transfers J'Ven Williams, Nic Cruji, and Reginhard Pierre-Nau. The running back duo of Jariel Cobb and Henry Rutledge returns, and the line's improvement will be critical against The Citadel's defense. The game plan likely leans heavily on the run to protect a still-unsettled quarterback situation.

Quarterback competition remains unresolved

Conner Harrell missed much of last season and was held out of spring practices due to a knee injury, while transfer Cole Gonzales (Pitt/Western Carolina) took first-team reps. The starting QB for Week 1 is uncertain, which could limit offensive rhythm early. The coaching staff may rely on a conservative game plan to minimize risk, especially with a new-look offensive line.

Defensive front seven is the strength

Linebackers Kadin Schmitz (66 tackles, 2 INT, 2 FF) and Gavin Willis lead a veteran front seven, and the return of edges DJ Burgess and Curtis Simpson should improve a pass rush that struggled due to injuries last year. This unit should dominate a Citadel offense that may lack explosive threats, allowing Charlotte to control the line of scrimmage.

Secondary inexperience is a concern

The secondary features a completely new starting group, with Collin Gill and Dy'Lon Womack taking on significantly larger roles. This unit was a weakness last season, and any miscommunication or blown coverages could give The Citadel opportunities. However, the pass rush improvement may help mask some of these issues.

Favorable home opener with ideal conditions

Charlotte opens at home with clear skies and 58°F, no travel, and a 1.7-point home-field advantage. This is a prime opportunity to build confidence after a 1-11 season. The coaching staff will emphasize a clean, mistake-free game to get the program on track, especially with the pressure of a new athletic director and potential offensive coordinator changes looming.

What do the matchup numbers say?

Navy travels 345 miles to this game, a short road trip.

How do Navy and Charlotte compare on power ratings?

Blue Chip Analytics power ratings favour Navy (1.6) over Charlotte (-28.7) by 30.3 points on a neutral field. Despite playing at home, Charlotte faces a power rating deficit. Check whether the market spread accounts for this gap. Charlotte brings a modest home field advantage to this matchup (Blue Chip HFA: 1.7). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input — cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip Analytics rates Navy as the stronger team by 30.3 points on a neutral field; apply HFA and travel context before finalising a line read.