Week 13
Jerry Richardson Stadium

Navy @ Charlotte , Week 13, Nov 28, 2026

0-0 American Power rating: 3.2
0-0 American Power rating: -24.3

Is there value in the Navy vs Charlotte line?

Market line
None posted
PM Implied
Not yet available
Blue Chip model
NAVY -26.4
Edge
No line posted
See details
◂ favors NAVYfavors COLLE ▸
‹ 27.5 NAVY
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1 NAVY1 COLLE2 NAVY2 COLLEModel: NAVY -26.4

Navy (power rating: 3.2) carries a 27.5-point advantage over Charlotte (-24.3) on a neutral field per Blue Chip Analytics. Charlotte's home field (Blue Chip HFA: 1.1) narrows that gap at Jerry Richardson Stadium. Beyond home field, nothing else applies here - rest, travel, elevation and weather all read neutral for this matchup. Adjust the factors in the tool above to test your own numbers.

Does weather affect Navy vs Charlotte at Jerry Richardson Stadium?

The latest reading for Jerry Richardson Stadium shows Patchy rain nearby, 78°F with winds of 4 mph. Weather is not expected to be a meaningful factor in this game. It was taken before the ~10-day forecast window opened, so it describes the furthest hour the forecast reached rather than kickoff itself, and it is replaced once the game comes inside the window. Weather data is sourced from WeatherAPI.com.

How do Navy and Charlotte compare on power ratings?

Blue Chip Analytics power ratings favor Navy (3.2) over Charlotte (-24.3) by 27.5 points on a neutral field. Despite playing at home, Charlotte faces a power rating deficit. Check whether the market spread accounts for this gap. Charlotte brings a modest home field advantage to this matchup (Blue Chip HFA: 1.1). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip makes this Navy -26.4. No market line is posted yet for comparison.

Conditions

as of August 29, 2026 Preliminary

Patchy rain nearby

78°F

Rain10%
Precip0.00"
Humidity62%
Wind4 mph ENE
Gusts9 mph
Snow chance0%
Wind map for Navy at Charlotte: aerial view of Jerry Richardson Stadium, wind from the ENE at 4.3 mph, gusting to 9.3 mph

Quick facts

Week
Week 13
Kickoff (local)
12:00 AM EST
Venue
Jerry Richardson Stadium
Capacity
15,314
Elevation
643 ft
Surface
Artificial Turf

Travel and rest

Measure NavyAway CharlotteHome
This week345 miles0 miles
Last weekHome game1,712 miles
Season total10,073 miles6,397 miles
Body clock00:0000:00
Rest7 days7 days

Navy travels 345 miles to this game, a short road trip. The trip crosses none of the distance or time-zone thresholds that have measured a price, so travel is not a factor here.