Week 5
Jerry Richardson Stadium

Memphis @ Charlotte , Week 5, Oct 3, 2026

0-0 American Power rating: 0.4
0-0 American Power rating: -24.3

Is there value in the Memphis vs Charlotte line?

Market line
None posted
PM Implied
Not yet available
Blue Chip model
MEM -24.4
Edge
No line posted
See details
◂ favors MEMfavors COLLE ▸
‹ 24.7 MEM
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1 MEM1 COLLE2 MEM2 COLLEModel: MEM -24.4

Memphis (power rating: 0.4) carries a 24.7-point advantage over Charlotte (-24.3) on a neutral field per Blue Chip Analytics. Charlotte's home field (Blue Chip HFA: 1.1) narrows that gap at Jerry Richardson Stadium. Beyond home field, the model also charges Memphis's bye week. Adjust the factors in the tool above to test your own numbers.

Does weather affect Memphis vs Charlotte at Jerry Richardson Stadium?

The latest reading for Jerry Richardson Stadium shows Clear, 73°F with winds of 2 mph. Weather is not expected to be a meaningful factor in this game. It was taken before the ~10-day forecast window opened, so it describes the furthest hour the forecast reached rather than kickoff itself, and it is replaced once the game comes inside the window. Weather data is sourced from WeatherAPI.com.

How do Memphis and Charlotte compare on power ratings?

Blue Chip Analytics power ratings favor Memphis (0.4) over Charlotte (-24.3) by 24.7 points on a neutral field. Despite playing at home, Charlotte faces a power rating deficit. Check whether the market spread accounts for this gap. Charlotte brings a modest home field advantage to this matchup (Blue Chip HFA: 1.1). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip makes this Memphis -24.4. No market line is posted yet for comparison.

Conditions

as of August 22, 2026 Preliminary

Clear

73°F

Rain13%
Precip0.00"
Humidity86%
Wind2 mph SSE
Gusts4 mph
Wind map for Memphis at Charlotte: aerial view of Jerry Richardson Stadium, wind from the SSE at 2 mph, gusting to 4.2 mph

Quick facts

Week
Week 5
Kickoff (local)
12:00 AM EDT
Venue
Jerry Richardson Stadium
Capacity
15,314
Elevation
643 ft
Surface
Artificial Turf

Travel and rest

Measure MemphisAway CharlotteHome
This week523 miles0 miles
Last weekBye weekHome game
Season total6,382 miles1,171 miles
Body clock23:0000:00
Rest14 days7 days

Memphis travels 523 miles to this game, a moderate road trip. Memphis arrives with a 1-hour eastward body clock shift, short of the two-zone westward threshold where travel starts to price.