Week 7 • October 17, 2026, 04:00 AM UTC
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American
Power Rank: -28.7
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American
Power Rank: -9.1

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Temple (power rating: -9.1) holds a 19.6-point edge over Charlotte (-28.7) on a neutral field per Blue Chip Analytics. Temple's home field adds 2.7 points to that edge at Lincoln Financial Field. See Line Value below.

General Information

Week: Week 7
Kick Off (at stadium): 12:00 AM EDT
Stadium: Lincoln Financial Field
Capacity: 67,594
Elevation: 43 ft
HFA Rating: 2.7
Playing Surface: Hybrid

Betting Information

Spread None
Total (O/U) -
Odds Implied Score -
Power Rank Implied Line Temple -19.6

Line Value Calculator

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Charlotte
Temple
Home field — Lincoln Financial Field
Weather: Clear
Travel impact

Positive adjustment = favours home team

Does weather affect Charlotte vs Temple at Lincoln Financial Field?

Game-time forecast at Lincoln Financial Field shows Clear — 72.1°F, Feels Like 76.6°F with winds of 4.5 mph. Weather is not expected to be a meaningful factor in this game. The weather adjustment has been pre-filled in the Line Value Calculator above — adjust manually if conditions change before kick-off.

Weather Conditions

Forecast for: July 05, 2026
Clear

Clear

72.1°F

Feels Like: 76.6°F
Wind: 4.5 mph W
Gusts: 8.3 mph
Precipitation: 0.01"
Humidity: 93%
Rain Chance: 16%
Snow Chance: 0%

Travel & Rest

Charlotte (Away)

This Week: 439.9 miles
Last Week: 1899.4 miles
Season Total: 3510.5 miles
Body Clock Time: 00:00
Rest Days: 7

Temple (Home)

This Week: 0.0 miles
Last Week: Home Game
Season Total: 2763.9 miles
Body Clock Time: 00:00
Rest Days: 7

What are the key factors for Charlotte vs Temple?

Charlotte: Key Factors

Offensive line overhaul and run game focus

Charlotte's offense was historically bad last season (14.3 PPG), but the staff has prioritized upgrading the offensive line with transfers J'Ven Williams, Nic Cruji, and Reginhard Pierre-Nau. The running back duo of Jariel Cobb and Henry Rutledge returns, and the line's improvement will be critical against The Citadel's defense. The game plan likely leans heavily on the run to protect a still-unsettled quarterback situation.

Quarterback competition remains unresolved

Conner Harrell missed much of last season and was held out of spring practices due to a knee injury, while transfer Cole Gonzales (Pitt/Western Carolina) took first-team reps. The starting QB for Week 1 is uncertain, which could limit offensive rhythm early. The coaching staff may rely on a conservative game plan to minimize risk, especially with a new-look offensive line.

Defensive front seven is the strength

Linebackers Kadin Schmitz (66 tackles, 2 INT, 2 FF) and Gavin Willis lead a veteran front seven, and the return of edges DJ Burgess and Curtis Simpson should improve a pass rush that struggled due to injuries last year. This unit should dominate a Citadel offense that may lack explosive threats, allowing Charlotte to control the line of scrimmage.

Secondary inexperience is a concern

The secondary features a completely new starting group, with Collin Gill and Dy'Lon Womack taking on significantly larger roles. This unit was a weakness last season, and any miscommunication or blown coverages could give The Citadel opportunities. However, the pass rush improvement may help mask some of these issues.

Favorable home opener with ideal conditions

Charlotte opens at home with clear skies and 58°F, no travel, and a 1.7-point home-field advantage. This is a prime opportunity to build confidence after a 1-11 season. The coaching staff will emphasize a clean, mistake-free game to get the program on track, especially with the pressure of a new athletic director and potential offensive coordinator changes looming.

Temple: Key Factors

Quarterback competition remains unresolved

The Owls enter Week 1 with a two-man battle between Jaxon Smolik (Penn State transfer) and Ajani Sheppard (Washington State transfer). Neither has separated decisively, and the offense's rhythm could be affected if the starter is pulled early or if both see significant snaps. This uncertainty may limit Temple's ability to establish a consistent passing attack against Rhode Island.

Rushing defense must prove improvement

Temple ranked among the nation's worst in rushing defense last season (197.3 ypg) and returns an unproven defensive line with many new faces. Rhode Island will likely test this weakness early. If the Owls cannot stop the run, it could force the offense into a shootout and put pressure on the unsettled quarterback situation.

Veteran linebacker duo is key to defensive stability

Curly Ordonez (All-Conference honorable mention) and Eric Stuart provide experience and production at linebacker. However, Ordonez is returning from offseason surgery, so his health and conditioning will be critical. If both are at full strength, they can mask some of the defensive line's inexperience and help contain Rhode Island's ground game.

Home-field advantage and cool weather favor Temple

Playing at Lincoln Financial Field with a 2.7-point home-field advantage and a forecast of 56°F with light wind gives Temple a slight edge. The cool, dry conditions should not hinder the Owls' passing game, but could affect Rhode Island's comfort, especially if they are not accustomed to such temperatures early in the season.

Special teams could provide a spark

Punter Dante Atton and kicker Carl Hardin (11/14 FG, 40/40 PAT last year) are reliable, while JoJo Bermudez is a dynamic punt returner. In a potentially low-scoring or close game, field position and a big return could be decisive. Temple's special teams unit is a clear strength that can tilt the game in their favor.

What do the matchup numbers say?

Charlotte travels 440 miles to this game, a moderate road trip.

How do Charlotte and Temple compare on power ratings?

Blue Chip Analytics power ratings favour Temple (-9.1) over Charlotte (-28.7) by 19.6 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. Temple brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.7). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input — cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip Analytics rates Temple as the stronger team by 19.6 points on a neutral field; apply HFA and travel context before finalising a line read.