Week 7 •
Lincoln Financial Field

Charlotte @ Temple , Week 7, Oct 17, 2026

0-5 American Power rating: -26.1
2-3 American Power rating: -5.8

Is there value in the Charlotte vs Temple line?

Market line
None posted
PM Implied
TEM -13.9
Blue Chip model
TEM -23.6
Edge
No line posted
See details
◂ favors COLLEfavors TEM ▸
20.3 › TEM
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1 COLLE1 TEM2 COLLE2 TEM3 COLLE3 TEMModel: TEM -23.6

Betting information

Prediction markets
TEM 90% win chance (Kalshi)

Temple (power rating: -5.8) holds a 20.3-point advantage over Charlotte (-26.1) on a neutral field per Blue Chip Analytics. Temple's home field adds 3.3 points to that advantage at Lincoln Financial Field. Beyond home field, nothing else applies here - rest, travel, elevation and weather all read neutral for this matchup. Adjust the factors in the tool above to test your own numbers.

Does weather affect Charlotte vs Temple at Lincoln Financial Field?

The latest reading for Lincoln Financial Field shows Overcast, 52°F with winds of 7 mph. Weather is not expected to be a meaningful factor in this game. It was taken before the ~10-day forecast window opened, so it describes the furthest hour the forecast reached rather than kickoff itself, and it is replaced once the game comes inside the window. Weather data is sourced from WeatherAPI.com.

What do prediction markets say about Charlotte vs Temple?

Prediction markets on Kalshi price Temple as 90% favorites to beat Charlotte (10%). That implies a market-derived spread of Temple -13.9. The Blue Chip model makes it Temple -23.6, a notable divergence from the Kalshi consensus. Use the line value calculator below to compare prediction market probabilities against your own line.

How do Charlotte and Temple compare on power ratings?

Blue Chip Analytics power ratings favor Temple (-5.8) over Charlotte (-26.1) by 20.3 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. Temple brings one of the stronger home environments in the FBS to this matchup (Blue Chip HFA: 3.3). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip makes this Temple -23.6. No market line is posted yet for comparison.

Conditions

as of October 14, 2026 Preliminary

Overcast

52°F

Rain12%
Precip0.00"
Humidity49%
Wind7 mph N
Gusts17 mph
Wind map for Charlotte at Temple: aerial view of Lincoln Financial Field, wind from the N at 6.7 mph, gusting to 17 mph

Quick facts

Week
Week 7
Kickoff (local)
01:00 PM EDT
Venue
Lincoln Financial Field
Capacity
67,594
Elevation
43 ft
Surface
Hybrid

Travel and rest

Measure CharlotteAway TempleHome
This week440 miles0 miles
Last week1,899 milesHome game
Season total3,510 miles2,764 miles
Body clock13:0013:00
Rest7 days7 days

Charlotte travels 440 miles to this game, a moderate road trip. The trip crosses none of the distance or time-zone thresholds that have measured a price, so travel is not a factor here.