Week 13 • November 22, 2025, 05:45 PM UTC
1-9
American
Power Rank: -19.7
3 FINAL 35
9-1
SEC
Power Rank: 24.2
Charlotte covered by 12.5 | Game went Under by 17.5
Charlotte @ Georgia Preview

General Information

Week: Week 13
Kick Off (at stadium): 12:45 PM EST
Stadium: Sanford Stadium
Capacity: 93,033
Elevation: 715 ft
HFA Rating: 2.4
Playing Surface: Grass

Betting Information

Spread Georgia -44.5
Total (O/U) 55.5
Expected Score COLLE 5.5 - 50.0 UGA
Power Rank Implied Line Georgia +43.9
Prediction Markets Georgia 50% Win Chance (Kalshi)

Weather Conditions

Forecast for: February 02, 2026
Partly Cloudy

Partly Cloudy

34.4°F

Wind Chill: 28.7°F
Wind: 7.6 mph W
Gusts: 12.3 mph
Precipitation: 0.0"
Humidity: 59%
Rain Chance: 0%
Snow Chance: 0%

Travel & Rest

Charlotte (Away)

This Week: 176.9 miles
Last Week: Home Game
Season Total: 4042.6 miles
Body Clock Time: 12:45
Rest Days: 7

Georgia (Home)

This Week: 0.0 miles
Last Week: Home Game
Season Total: 1879.6 miles
Body Clock Time: 12:45
Rest Days: 7

⚡ Line Value Calculator

Adjust factors to calculate your projected line

Betting Information
Current Line Georgia -44.5
Total Points 55.5
Blue Chip Analytics Power Rating
Charlotte -19.7
Georgia 24.2
✈️ Travel Impact
Away Team Travel 177 mi
Home Team Travel 0 mi
Rest Even
🏟️ HFA: Sanford Stadium
Capacity 93,033
Elevation 715 ft
🌤️ Weather: Partly Cloudy
Temperature 34.4°F
Wind Speed 7.6 mph
Your Line Georgia +43.9
💰 Implied Value --

College Football Lines - Factors and Insights

Charlotte

Offensive struggles continue across all phases

Charlotte managed only 271 total yards and struggled in every offensive facet, including pass protection and run blocking. The 49ers averaged just 0.7 yards per carry (21 yards on 29 carries), indicating serious issues with their ground game that will need addressing before facing Monmouth.

Critical red zone execution failure

The 49ers had a golden opportunity to make the game competitive in the third quarter but failed to convert on fourth-and-6 in the end zone when receiver E. Jai Mason dropped a catchable pass. This type of missed opportunity in crucial moments could be costly against future opponents.

Quarterback play remains inconsistent

Conner Harrell completed 17 of 29 passes for only 140 yards, showing limited ability to generate explosive plays through the air. His reaction to the dropped touchdown pass demonstrated the frustration with missed opportunities that the offense continues to face.

Lack of offensive playmakers evident

Charlotte appears to lack a true game-breaking offensive weapon, as evidenced by their inability to generate big plays or sustain drives consistently. This deficiency will make it difficult to keep pace with opponents and puts additional pressure on their defense.

Defensive effort shows some positives despite loss

While Charlotte lost 20-3, they held North Carolina to a relatively modest offensive output and kept the game from becoming a blowout. The defense will need to continue this level of play while the offense works to find its identity against Monmouth.

Georgia

Offensive inconsistency raises concerns before SEC play

Georgia struggled with offensive execution, failing to score on a first-and-goal at the 1-yard line and having back-to-back completions for negative yardage. The team managed only 28 points against an FCS opponent, which could be problematic heading into their SEC opener at Tennessee.

Turnover issues continue to plague the offense

Running back Nate Frazier and wide receiver London Humphreys both lost fumbles, continuing a concerning trend of ball security problems. These mistakes could be costly against stronger SEC competition like Tennessee next week.

Running game shows promise with dual-threat backfield

Chauncey Bowens and Nate Frazier each scored two rushing touchdowns, with the team accumulating 190 rushing yards. Bowens emerged as the power runner with 56 yards on 11 carries, while Frazier added 69 yards on 14 carries, providing a solid foundation for the ground game.

Gunner Stockton manages game effectively without turnovers

Quarterback Gunner Stockton threw for 227 yards without an interception, showing improved ball security compared to his teammates. He relied heavily on the running game and managed the 99-yard touchdown drive in the fourth quarter, demonstrating composure in key moments.

Injury concerns and ranking implications heading into Tennessee

Backup tight end Ethan Barbour suffered a serious ankle injury requiring an air cast, potentially affecting depth. The uneven performance may cause Georgia to drop in the AP Top 25, and coach Kirby Smart expressed uncertainty about the team's readiness for their first road SEC game at Tennessee.