Week 14
Kelly/Shorts Stadium

Toledo21 @FINAL 3Central Michigan , Week 14, Nov 29, 2025

7-4 MAC Power rating: 3.8
7-4 MAC Power rating: -7.1

How did the line hold up?

Market line
TOL -11.5
PM Implied
TOL -8.0
Blue Chip model
TOL -7.3
Edge
+4.3CMU
See details
◂ favors TOLfavors CMU ▸Market: TOL -11.5
‹ 10.9 TOL
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2 TOL2 CMU4 TOL4 CMUModel: TOL -7.3

Betting information

Spread
TOL -11.5
Total
46.5
Odds implied score
TOL 29.0 – 17.5 CMU
Prediction markets
TOL 79% win chance (Kalshi)

DraftKings · as of July 8, 2026

Toledo defeated Central Michigan 21–3 to secure a comfortable win. Toledo covered by 6.5; Game went Under by 22.5. The market closed at Toledo -11.5 and the Blue Chip model made it Toledo -7.3 - a gap of 4.3 points toward Central Michigan, of which 2.7 points were beyond the model's measured factors. That was an information gap - the market pricing something the model does not carry - rather than a measured edge.

What are the key factors for Toledo vs Central Michigan?

Central Michigan

Offensive Struggles Continue

Central Michigan managed only 3 points, with a field goal in the second quarter, and failed to score an offensive touchdown. The passing game was limited, and the running game was held to 81 yards, indicating significant offensive inefficiency.

Defensive Resilience in First Half

The defense held Toledo scoreless in the first half, forcing a 3-0 lead at halftime. However, they allowed 21 unanswered points in the second half, including two long touchdowns, showing an inability to maintain pressure and contain big plays.

Turnover and Sack Issues

Quarterback Joe Labas threw an interception, and the offensive line allowed four sacks, contributing to the team's inability to sustain drives and score. These mistakes were critical in the loss.

Special Teams Bright Spot

Dakota Cochran blocked his third career kick, providing a rare positive moment. However, this was not enough to overcome the offensive and defensive shortcomings.

Playoff Implications Diminished

With the loss, Central Michigan falls to 7-5 overall and 5-3 in MAC play, likely missing the MAC championship game. The team will need to regroup for a bowl game, focusing on improving offensive consistency and defensive discipline.

What were the weather conditions for Toledo vs Central Michigan?

At kickoff, conditions at Kelly/Shorts Stadium were Moderate snow, 27°F, wind chill 18°F with winds of 8 mph. At 27°F this is a freezing game. Cold is a scoring-environment factor rather than a side factor: Blue Chip has not measured a reliable spread effect from temperature. Historical weather data for this game is preserved in the panel alongside. Weather data is sourced from WeatherAPI.com.

What happened in the game?

Toledo travels 145 miles to this game, a short road trip.

The trip crosses none of the distance or time-zone thresholds that have measured a price, so travel is not a factor here.

Toledo won by 18 to secure a comfortable win.

Toledo covered the spread.

The total went Under by 22.5 points.

How do Toledo and Central Michigan compare on power ratings?

Blue Chip Analytics power ratings favor Toledo (3.8) over Central Michigan (-7.1) by 10.9 points on a neutral field. Despite playing at home, Central Michigan faces a power rating deficit. Check whether the market spread accounts for this gap. Central Michigan brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.9). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Toledo won and Toledo covered the spread.

Conditions

as of November 29, 2025 Game-time

Moderate snow

27°F

Rain0%
Precip0.06"
Humidity92%
Wind8 mph SE
Gusts10 mph
Wind chill18°F
Snow chance100%
Wind map for Toledo at Central Michigan: aerial view of Kelly/Shorts Stadium, wind from the SE at 7.6 mph, gusting to 10.3 mph

Quick facts

Week
Week 14
Kickoff (local)
12:00 PM EST
Venue
Kelly/Shorts Stadium
Capacity
35,127
Elevation
807 ft
Surface
Artificial Turf

Travel and rest

Measure ToledoAway Central MichiganHome
This week145 miles0 miles
Last weekHome game488 miles
Season total4,613 miles6,324 miles
Body clock12:0012:00
Rest7 days9 days