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Week 12 •
Jerry Richardson Stadium

UTSA28 @FINAL 7Charlotte

4-5 American Power rating: 1.0
1-8 American Power rating: -18.4

By · Last updated

How did the line hold up?

Market line
UTSA -16.5
PM Implied
UTSA -13.0
Blue Chip model
UTSA -18.1
Edge
-1.6UTSA
See details
◂ favors UTSAfavors COLLE ▸Market: UTSA -16.5
‹ 19.4 UTSA
The power ratings row was edited directly, please click reset to adjust by team
COLLE
no impact
COLLE
no impact
no impact
1 UTSA1 COLLE2 UTSA2 COLLEModel: UTSA -18.1

Betting information

Spread
UTSA -16.5
Total
57.5
Odds implied score
UTSA 37.0 – 20.5 COLLE
Prediction markets
UTSA 89% win chance (Kalshi)

DraftKings · as of July 8, 2026

UTSA defeated Charlotte 28–7 to secure a comfortable win. UTSA covered by 4.5; Game went Under by 22.5. The market closed at UTSA -16.5 and the Blue Chip model made it UTSA -18.1, an edge of 1.6 points toward UTSA.

What were the weather conditions for UTSA vs Charlotte?

At kickoff, conditions at Jerry Richardson Stadium were Partly cloudy, 67°F with winds of 9 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel alongside. Weather data is sourced from WeatherAPI.com.

What happened in the game?

UTSA travels 1,112 miles to this game, a significant road trip.

UTSA arrives with a 1-hour eastward body clock shift, short of the two-zone westward threshold where travel starts to price.

UTSA won by 21 to secure a comfortable win.

UTSA covered the spread.

The total went Under by 22.5 points.

How do UTSA and Charlotte compare on power ratings?

Blue Chip Analytics power ratings favor UTSA (1.0) over Charlotte (-18.4) by 19.4 points on a neutral field. Despite playing at home, Charlotte faces a power rating deficit. Check whether the market spread accounts for this gap. Charlotte brings a modest home field advantage to this matchup (Blue Chip HFA: 1.1). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Where can I find more data on UTSA and Charlotte?

Sources

Game & Team Data

Weather

Travel & Rest

Model & Methodology

UTSA won and UTSA covered the spread.

Conditions

as of November 15, 2025 Game-time

Partly cloudy

67°F

Rain0%
Precip0.00"
Humidity58%
Wind9 mph SW
Gusts13 mph
Snow chance0%
Wind map for UTSA at Charlotte: aerial view of Jerry Richardson Stadium, wind from the SW at 8.9 mph, gusting to 13.4 mph

Quick facts

Week
Week 12
Kickoff (local)
12:00 PM EST
Venue
Jerry Richardson Stadium
Capacity
15,314
Elevation
643 ft
Surface
Artificial Turf

Travel and rest

UTSAAway CharlotteHome
This week1,112 miles0 miles
Last week1,949 miles383 miles
Season total8,629 miles2,547 miles
Body clock11:0012:00
Rest8 days7 days

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