Charlotte defeated Monmouth 42–35 in a one-score game. Charlotte covered by 4.0; Game went Over by 10.5. Blue Chip Analytics had rated Monmouth 7.9 points stronger on a neutral field.
Adjust any factor to update your projected line
Positive adjustment = favours home team
At kick-off, conditions at Jerry Richardson Stadium were Clear, 68.7°F, Feels Like 68.7°F with winds of 4.9 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel below.
68.7°F
Derek Robinson threw for 410 yards and 4 touchdowns on 36-of-49 passing, showing the offense can move the ball effectively against an FBS opponent.
Monmouth led 7-0, 14-7, and 21-14 but could not maintain momentum, allowing Charlotte to score three touchdowns in the third quarter and eventually win.
The defense allowed 382 passing yards and 5 total touchdowns from Charlotte's quarterback, including a 55-yard reception that set up the game-winning score.
On the final drive, Monmouth ran eight plays but only gained 14 yards and turned the ball over on downs, failing to convert in a critical moment.
Quarterback Conner Harrell threw for 382 yards and accounted for five touchdowns, including a game-winning run. Wide receiver E. Jai Mason had a breakout game with 10 receptions for 228 yards and two touchdowns, setting the stage for a potent passing attack.
Charlotte never led by more than a touchdown and had to overcome deficits of 7-0, 14-7, and 21-14. The team scored three touchdowns in the third quarter to take control, showing the ability to respond under pressure.
The defense allowed Monmouth's quarterback Derek Robinson to complete 36 of 49 passes for 410 yards and four touchdowns. This vulnerability could be exploited by future opponents with strong passing games.
Harrell's 55-yard pass to Mason set up his own go-ahead touchdown run with 1:30 left, and the defense forced a turnover on downs on Monmouth's final drive. This demonstrated the team's ability to execute in critical moments.
After starting 0-2, this victory gives Charlotte its first win of the season. The offensive production and late-game composure provide a foundation for improvement heading into the next game.
Monmouth travels 503 miles to this game, a moderate road trip.
Charlotte won by 7 in a one-score game.
Charlotte covered the spread.
The total went Over by 10.5 points.
Blue Chip Analytics power ratings favour Monmouth (-14.0) over Charlotte (-21.9) by 7.9 points on a neutral field. Despite playing at home, Charlotte faces a power rating deficit. Check whether the market spread accounts for this gap. Charlotte brings a modest home field advantage to this matchup (Blue Chip HFA: 1.7). Add this to the neutral-site differential to arrive at a venue-adjusted line.
Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.
Charlotte won and Charlotte covered the spread.
