21
10-2
ACC
Power Rank: 26.0
@
FINAL
27
13-0
Big Ten
Power Rank: 33.7

By · Last updated

Indiana defeated Miami 27–21 in a closely contested finish. Miami covered by 1.5; Game went Over by 1.5.

General Information

Week: Postseason
Kick Off (at stadium): 07:30 PM EST
Stadium: Hard Rock Stadium
Capacity: 64,767
Elevation: 43 ft
HFA Rating: 0.0
Playing Surface: Unknown

Betting Information

Spread Indiana -7.5
Total (O/U) 46.5
Odds Implied Score MIA 19.5 - 27.0 IU
Power Rank Implied Line Indiana -7.7
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Miami
Indiana
Home field: Hard Rock Stadium
Weather: Clear
Travel impact

Positive adjustment = favours home team

What were the weather conditions for Miami vs Indiana?

At kick-off, conditions at Hard Rock Stadium were Clear, 57.7°F, Feels Like 55.6°F with winds of 11.0 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel below.

Weather Conditions

Forecast for: January 20, 2026
Clear

Clear

57.7°F

Feels Like: 55.6°F
Wind: 11.0 mph NNE
Gusts: 14.8 mph
Precipitation: 0.0"
Humidity: 65%
Rain Chance: 0%
Snow Chance: 0%

Travel & Rest

Miami (Away)

This Week: 0.0 miles
Last Week: No Game
Season Total: 6546.3 miles
Body Clock Time: 19:30
Rest Days: 52

Indiana (Home)

This Week: 981.6 miles
Last Week: No Game
Season Total: 7667.2 miles
Body Clock Time: 19:30
Rest Days: 44

What happened in the game?

Indiana won by 6 in a closely contested finish.

Miami covered the spread narrowly.

The total went Over by 1.5 points.

How do Miami and Indiana compare on power ratings?

Blue Chip Analytics power ratings favour Indiana (33.7) over Miami (26.0) by 7.7 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. Indiana brings a neutral home environment to this matchup (Blue Chip HFA: 0.0). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Indiana won and Miami covered the spread.