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College Football Playoff National Championship Presented by AT&T •
Hard Rock StadiumNeutral site

Miami21 @FINAL 27Indiana

10-2 ACC Power rating: 26.0
13-0 Big Ten Power rating: 33.7

By · Last updated

How did the line hold up?

Market line
IU -7.5
PM Implied
Not yet available
Blue Chip model
IU -7.5
Edge
-0.1MIA
See details
◂ favors MIAfavors IU ▸Market: IU -7.5
7.7 › IU
The power ratings row was edited directly, please click reset to adjust by team
neutral
no impact
no impact
no impact
MIA
1 MIA1 IU2 MIA2 IUModel: IU -7.5

Betting information

Spread
IU -7.5
Total
46.5
Odds implied score
MIA 19.5 – 27.0 IU

DraftKings · as of July 8, 2026

Indiana defeated Miami 27–21 in a closely contested finish. Miami covered by 1.5; Game went Over by 1.5. The market closed at Indiana -7.5 and the Blue Chip model made it Indiana -7.5. The two were within a point of each other, so there was no meaningful edge in this line.

What were the weather conditions for Miami vs Indiana?

At kickoff, conditions at Hard Rock Stadium were Clear, 58°F with winds of 11 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel alongside. Weather data is sourced from WeatherAPI.com.

What happened in the game?

Indiana won by 6 in a closely contested finish.

Miami covered the spread narrowly.

The total went Over by 1.5 points.

How do Miami and Indiana compare on power ratings?

Blue Chip Analytics power ratings favor Indiana (33.7) over Miami (26.0) by 7.7 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. Neither team has a home-field advantage here, so the neutral-field differential above is already the venue-adjusted read.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Where can I find more data on Miami and Indiana?

Sources

Game & Team Data

Weather

Travel & Rest

Model & Methodology

Indiana won and Miami covered the spread.

Conditions

as of January 20, 2026 Game-time

Clear

58°F

Rain0%
Precip0.00"
Humidity65%
Wind11 mph NNE
Gusts15 mph
Snow chance0%
Wind map for Miami at Indiana: aerial view of Hard Rock Stadium, wind from the NNE at 11 mph, gusting to 14.8 mph

Quick facts

Week
Postseason
Kickoff (local)
07:30 PM EST
Venue
Hard Rock Stadium
Capacity
64,767
Elevation
43 ft
Surface
Unknown

Travel and rest

MiamiAway IndianaHome
This week0 miles982 miles
Last weekBye weekBye week
Season total6,546 miles7,667 miles
Body clock19:3019:30
Rest11 days10 days

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