Army defeated Charlotte 24–7 to secure a comfortable win. Charlotte covered by 0.5; Game went Under by 14.5.

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At kick-off, conditions at Michie Stadium were Cloudy, 62.4°F, Feels Like 62.4°F with winds of 5.8 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel below.
62.4°F
Charlotte managed only 7 points, scored with 8 seconds left in the game, and was shut out for nearly 60 minutes. The offense gained limited yards on the ground (51 yards from Rod Gainey Jr.) and through the air (16-of-26 passing, no touchdowns until the final play).
The defense allowed Army to rush for 304 yards and 24 points before the late score. Charlotte forced one fumble but also lost one, and could not stop Army's ground game, especially Cale Hellums' 143 rushing yards and two touchdowns.
Grayson Loftis and Zach Wilcke split duties, combining for 16 completions on 26 attempts but no passing touchdowns and little explosive plays. The lack of a consistent QB threat hindered the offense's ability to sustain drives.
Charlotte fell to 1-5 overall and 0-3 in conference play, extending their losing streak to three games. This poor start puts pressure on the team to turn things around quickly to salvage the season.
The team showed some fight by scoring a touchdown in the final seconds, but the offense was largely ineffective for the first 59 minutes. This suggests a need for better early-game execution and adjustments.
Army rushed for 304 yards, led by Cale Hellums with 143 yards and two touchdowns, showcasing a powerful running attack that controlled the game.
This victory at Michie Stadium was Army's first home win after two overtime losses, boosting team morale and home-field confidence.
Army's defense held Charlotte scoreless until the final seconds, forcing a fumble and limiting the 49ers to just 7 points, indicating strong defensive performance.
Hellums completed 2 of 4 passes for 50 yards, including a key 44-yard completion that set up a touchdown, showing the passing game can complement the run.
Army recovered a fumble and did not commit any turnovers, maintaining a clean game that contributed to the lopsided score.
Charlotte travels 557 miles to this game, a moderate road trip.
Army won by 17 to secure a comfortable win.
Charlotte covered the spread narrowly.
The total went Under by 14.5 points.
Blue Chip Analytics power ratings favour Army (-3.0) over Charlotte (-19.0) by 16.0 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. Army brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.4). Add this to the neutral-site differential to arrive at a venue-adjusted line.
Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.
Army won and Charlotte covered the spread.