Week 12 • November 15, 2025, 05:00 PM UTC
7-2
American
Power Rank: 11.6
38 FINAL 41
7-2
American
Power Rank: 3.3
South Florida covered by 7.5 | Game went Over by 13.5

Navy defeated South Florida 41–38 in a nail-biter. Blue Chip Analytics had rated South Florida 8.3 points stronger on a neutral field.

South Florida @ Navy Preview

General Information

Week: Week 12
Kick Off (at stadium): 12:00 PM EST
Stadium: Navy-Marine Corps Memorial Stadium
Capacity: 34,000
Elevation: 39 ft
HFA Rating: 2.4
Playing Surface: Artifical Turf

Betting Information

Spread Navy -10.5
Total (O/U) 65.5
Expected Score USF 27.5 - 38.0 NAVY
Power Rank Implied Line South Florida +8.3
Prediction Markets South Florida 78% Win Chance (Kalshi)

Weather Conditions

Forecast for: February 02, 2026
Sunny

Sunny

30.6°F

Wind Chill: 23.2°F
Wind: 7.4 mph SW
Gusts: 12.5 mph
Precipitation: 0.0"
Humidity: 75%
Rain Chance: 0%
Snow Chance: 0%

Travel & Rest

South Florida (Away)

This Week: 833.5 miles
Last Week: Home Game
Season Total: 4667.0 miles
Body Clock Time: 12:00
Rest Days: 9

Navy (Home)

This Week: 0.0 miles
Last Week: 1092.4 miles
Season Total: 5886.9 miles
Body Clock Time: 12:00
Rest Days: 6

Line Value Calculator

Adjust factors to calculate your projected line

Betting Information
Current Line Navy -10.5
Total Points 65.5
Blue Chip Analytics Power Rating
South Florida 11.6
Navy 3.3
Travel Impact
Away Team Travel 834 mi
Home Team Travel 0 mi
Rest South Florida +3
HFA: Navy-Marine Corps Memorial Stadium
Capacity 34,000
Elevation 39 ft
Weather: Sunny
Temperature 30.6°F
Wind Speed 7.4 mph
Your Line Navy -8.3
Implied Value

What are the key factors for South Florida vs Navy?

South Florida: Key Factors

Navy: Key Factors

What happened in the game?

South Florida travels 834 miles to this game, a significant road trip.

Navy won by 3 in a nail-biter.

South Florida covered the spread, covering by a solid margin.

The total went Over by 13.5 points.

Does weather affect this game at Navy-Marine Corps Memorial Stadium?

At 30.6°F, this is a cold-weather game. Cold conditions below 35°F historically compress scoring and reduce passing efficiency, favouring unders and run-heavy offences.

Full conditions are shown in the data panel above. Forecast data sourced from WeatherAPI.com. Use the Line Value Calculator to apply a manual weather adjustment to your projected line.

How do South Florida and Navy compare on power ratings?

Blue Chip Analytics power ratings favour South Florida (11.6) over Navy (3.3) by 8.3 points on a neutral field. Despite playing at home, Navy faces a power rating deficit. Check whether the market spread accounts for this gap. Navy brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.4). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input — cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Navy won and South Florida covered the spread.