Week 12
Navy-Marine Corps Memorial Stadium

South Florida38 @FINAL 41Navy , Week 12, Nov 15, 2025

7-2 American Power rating: 11.6
7-2 American Power rating: 3.3

How did the line hold up?

Market line
USF -9.5
PM Implied
USF -7.7
Blue Chip model
USF -6.5
Edge
+3.0NAVY
See details
◂ favors USFfavors NAVY ▸Market: USF -9.5
‹ 8.3 USF
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1 USF1 NAVY2 USF2 NAVY3 USF3 NAVYModel: USF -6.5

Betting information

Spread
USF -9.5
Total
62.5
Odds implied score
USF 36.0 – 26.5 NAVY
Prediction markets
USF 78% win chance (Kalshi)

DraftKings · as of July 8, 2026

Navy defeated South Florida 41–38 in a nail-biter. Navy covered by 12.5; Game went Over by 16.5. The market closed at South Florida -9.5 and the Blue Chip model made it South Florida -6.5, an edge of 3.0 points toward Navy. Blue Chip Analytics had rated South Florida 8.3 points stronger on a neutral field.

What are the key factors for South Florida vs Navy?

South Florida

High-Powered Offense but Defensive Struggles

South Florida's offense put up 38 points, with QB Byrum Brown throwing for 327 yards and 2 TDs and rushing for 136 yards and 2 more scores, but the defense allowed 41 points and big plays (three plays of 60+ yards), highlighting a critical weakness.

Fourth-Quarter Comeback Falls Short

The Bulls scored 22 points in the fourth quarter to make it a 3-point game, but their comeback effort was undone by an inability to stop Navy's rushing attack, especially in the final period.

Road Woes Continue

This loss marks South Florida's second consecutive road defeat, raising concerns about their performance away from home as they prepare for a road game at UAB next week.

Conference Title Hopes Diminished

With the loss, South Florida (4-2 in AAC) falls behind Navy (6-1) in the conference standings, making their path to the AAC championship game much more difficult.

Byrum Brown's Dual-Threat Ability Key

Brown's 463 total yards (327 passing, 136 rushing) show he can carry the offense, but the team needs better defensive support and more consistent play from the supporting cast to win close games.

What were the weather conditions for South Florida vs Navy?

At kickoff, conditions at Navy-Marine Corps Memorial Stadium were Overcast, 51°F with winds of 9 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel alongside. Weather data is sourced from WeatherAPI.com.

What happened in the game?

South Florida travels 834 miles to this game, a significant road trip.

The trip crosses none of the distance or time-zone thresholds that have measured a price, so travel is not a factor here.

Navy won by 3 in a nail-biter.

Navy covered the spread by a solid margin.

The total went Over by 16.5 points.

How do South Florida and Navy compare on power ratings?

Blue Chip Analytics power ratings favor South Florida (11.6) over Navy (3.3) by 8.3 points on a neutral field. Despite playing at home, Navy faces a power rating deficit. Check whether the market spread accounts for this gap. Navy brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.1). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Navy won and Navy covered the spread.

Conditions

as of November 15, 2025 Game-time

Overcast

51°F

Rain0%
Precip0.00"
Humidity69%
Wind9 mph S
Gusts17 mph
Snow chance0%
Wind map for South Florida at Navy: aerial view of Navy-Marine Corps Memorial Stadium, wind from the S at 8.9 mph, gusting to 16.6 mph

Quick facts

Week
Week 12
Kickoff (local)
12:00 PM EST
Venue
Navy-Marine Corps Memorial Stadium
Capacity
34,000
Elevation
39 ft
Surface
Artificial Turf

Travel and rest

Measure South FloridaAway NavyHome
This week834 miles0 miles
Last weekHome game1,092 miles
Season total4,667 miles5,887 miles
Body clock12:0012:00
Rest8 days6 days