College Football Week 3 2026: Predictions, Picks & Odds

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Week 3 of the 2026 season features 75 FBS games. Wagner carries the week's biggest travel burden at 2,558 miles more than its opponent. Oregon State posts the week's top HFA at 3.7 points. The top pick is Stonehill (-51.6StoneH): the model sees strong value on Stonehill, 51.6 points off the book line. Analysts focused on travel and venue angles will find the ranked sections below most actionable; casual viewers can use the at-a-glance table to scan results. See detailed weather forecasts for every game this week.

Date Away @ Home Away Power Home Power HFA Power Line Line O/U Line Implied Score
Sep 17
7:30 PM
Syracuse @ Pittsburgh -2.8 10.4 2.5 Pittsburgh -15.8 Pittsburgh -10.5 51.5 13–27 *actual
Sep 18
7:30 PM
Miami @ Wake Forest 23.3 3.1 2.5 Miami -17.7 Miami -20.5 55.5 33–20 *actual
Sep 18
7:00 PM
Houston @ Texas Tech 7.6 16.6 2.8 Texas Tech -11.8 Texas Tech -7.5 52.0 26–28 *actual
Sep 18
7:30 PM
Portland State @ Oregon -26.8 18.6 1.9 Oregon -47.4 Oregon -58.5 71.5 0–84 *actual
Sep 19
11:30 AM
Coastal Carolina @ Delaware -9.9 -10.0 2.5 Delaware -2.4 Delaware -5.5 56.5 14–22 *actual
Sep 19
12:00 PM
Kent State @ Ohio State -19.9 26.8 3.0 Ohio State -49.7 Ohio State -51.5 59.5 3–59 *actual
Sep 19
12:00 PM
Buffalo @ Penn State -15.3 19.6 2.1 Penn State -37.0 Penn State -40.5 49.5 13–55 *actual
Sep 19
11:00 AM
Georgia @ Arkansas 24.6 0.6 0.8 Georgia -23.2 Georgia -24.5 54.5 45–17 *actual
Sep 19
11:00 AM
Tulane @ Kansas State -1.7 12.1 3.1 Kansas State -16.9 Kansas State -20.5 49.5 20–31 *actual
Sep 19
12:00 PM
North Carolina @ Clemson 2.2 4.6 2.3 Clemson -4.7 Clemson -3.0 44.5 20–28 *actual
Sep 19
11:00 AM
Arizona State @ Kansas 6.3 3.2 0.0 Arizona State -3.1 Arizona State -5.5 50.5 24–17 *actual
Sep 19
11:00 AM
North Texas @ Texas State 0.3 -7.0 2.9 North Texas -4.4 Texas State -3.0 62.5 35–49 *actual
Sep 19
11:00 AM
Akron @ Minnesota -18.0 4.2 2.8 Minnesota -25.0 Minnesota -23.5 49.5 7–41 *actual
Sep 19
12:00 PM
Mercer @ Georgia Tech -17.8 1.1 1.1 Georgia Tech -20.0 Georgia Tech -38.5 59.5 11–44 *actual
Sep 19
11:00 AM
Bowling Green @ Iowa State -19.7 6.0 2.9 Iowa State -28.6 Iowa State -23.5 43.5 7–55 *actual
Sep 19
11:30 AM
Eastern Michigan @ Wisconsin -17.1 4.1 2.0 Wisconsin -23.2 Wisconsin -23.5 44.5 10–54 *actual
Sep 19
11:45 AM
NC State @ Vanderbilt 4.8 8.1 1.5 Vanderbilt -4.8 Vanderbilt -3.0 50.5 31–35 *actual
Sep 19
1:00 PM
Wyoming @ Central Michigan -15.3 -11.5 2.9 Central Michigan -6.7 Wyoming -1.5 38.5 10–24 *actual
Sep 19
1:00 PM
Southern Illinois @ Illinois -13.5 7.4 2.2 Illinois -23.1 Illinois -38.5 55.5 10–48 *actual
Sep 19
2:00 PM
Maine @ Boston College -26.8 -5.0 2.4 Boston College -24.2 Boston College -38.5 54.5 16–22 *actual
Sep 19
3:00 PM
Temple @ Toledo -7.8 -2.9 2.9 Toledo -7.8 Toledo -6.0 48.5 48–49 *actual
Sep 19
3:30 PM
Miami (OH) @ Cincinnati -8.7 6.5 2.8 Cincinnati -17.9 Cincinnati -15.5 49.5 31–35 *actual
Sep 19
2:30 PM
Florida State @ Alabama 5.4 22.8 3.5 Alabama -20.9 Alabama -19.5 49.5 36–50 *actual
Sep 19
3:30 PM
SMU @ Louisville 12.6 11.7 3.3 Louisville -2.4 Louisville -1.5 58.5 31–41 *actual
Sep 19
1:30 PM
Utah State @ Utah -8.1 17.8 3.0 Utah -28.9 Utah -27.5 56.5 0–33 *actual
Sep 19
3:30 PM
UTEP @ Michigan -19.6 15.9 1.9 Michigan -37.4 Michigan -34.5 48.5 17–52 *actual
Sep 19
3:30 PM
Stonehill @ Massachusetts 1.0 -21.2 2.1 Stonehill -20.1 Massachusetts -31.5 49.5 14–36 *actual
Sep 19
2:30 PM
Kentucky @ Texas A&M 4.8 21.8 3.0 Texas A&M -20.0 Texas A&M -16.5 49.5 31–21 *actual
Sep 19
12:30 PM
Wagner @ California -34.4 -2.2 2.6 California -34.8 California -58.5 65.5 7–49 *actual
Sep 19
3:30 PM
USC @ Rutgers 17.9 -7.0 1.9 USC -23.0 USC -21.5 58.5 42–35 *actual
Sep 19
12:30 PM
Duquesne @ Washington State -28.4 -4.3 2.3 Washington State -26.3 Washington State -39.5 53.5 7–48 *actual
Sep 19
3:00 PM
Louisiana Tech @ Baylor -5.6 5.7 1.9 Baylor -13.2 Baylor -19.5 49.5 19–36 *actual
Sep 19
3:00 PM
Northern Iowa @ Iowa -26.8 14.3 2.1 Iowa -43.2 Iowa -38.5 49.5 0–55 *actual
Sep 19
4:00 PM
Western Kentucky @ Indiana -13.0 27.6 2.6 Indiana -43.2 Indiana -44.5 60.5 0–38 *actual
Sep 19
4:00 PM
Ball State @ Liberty -20.4 -7.5 2.4 Liberty -15.2 Liberty -14.0 49.5 15–51 *actual
Sep 19
4:00 PM
Stanford @ Duke -5.8 9.0 2.8 Duke -17.6 Duke -10.0 51.5 7–35 *actual
Sep 19
4:15 PM
Mississippi State @ South Carolina 10.5 12.9 2.4 South Carolina -4.8 South Carolina -3.5 58.5 41–34 *actual
Sep 19
3:30 PM
SE Louisiana @ UL Monroe -17.8 -22.7 3.3 SE Louisiana -1.6 UL Monroe -10.5 48.0 38–35 *actual
Sep 19
6:00 PM
Florida International @ Florida Atlantic -10.0 -8.7 2.3 Florida Atlantic -3.6 Florida Atlantic -6.5 62.5 10–16 *actual
Sep 19
6:00 PM
East Carolina @ Old Dominion -4.4 -2.4 2.3 Old Dominion -4.3 Old Dominion -2.5 48.5 20–17 *actual
Sep 19
6:00 PM
Charlotte @ App State -23.1 -7.3 3.0 App State -18.8 App State -17.5 52.5 21–26 *actual
Sep 19
5:30 PM
Marshall @ Missouri State -10.4 -15.4 2.5 Marshall -2.5 Marshall -4.0 53.5 30–24 *actual
Sep 19
6:00 PM
UT Martin @ Memphis -27.6 0.9 2.2 Memphis -30.7 Memphis -34.5 57.5 21–45 *actual
Sep 19
7:00 PM
Georgia State @ UCF -13.8 2.8 3.2 UCF -19.8 UCF -17.5 50.5 30–44 *actual
Sep 19
6:00 PM
Troy @ Missouri -8.6 13.8 2.4 Missouri -24.8 Missouri -27.5 50.5 17–27 *actual
Sep 19
6:00 PM
Nevada @ Middle Tennessee -11.8 -17.1 2.3 Nevada -3.0 Nevada -3.5 50.5 20–27 *actual
Sep 19
6:00 PM
Western Michigan @ Rice -1.0 -14.0 2.7 Western Michigan -10.3 Western Michigan -8.5 43.5 28–21 *actual
Sep 19
6:00 PM
Ohio @ South Alabama -7.9 -8.9 2.4 South Alabama -1.4 South Alabama -6.5 48.5 36–41 *actual
Sep 19
6:00 PM
Nicholls @ Sam Houston -28.4 -19.0 2.5 Sam Houston -11.9 Sam Houston -20.0 50.5 0–59 *actual
Sep 19
7:00 PM
Delaware State @ South Florida -32.8 1.6 3.0 South Florida -37.4 South Florida -37.5 61.5 17–59 *actual
Sep 19
6:00 PM
Georgia Southern @ Jacksonville State -8.3 -8.4 2.5 Jacksonville State -2.4 Jacksonville State -3.0 52.5 27–31 *actual
Sep 19
6:00 PM
UConn @ Southern Miss -8.8 -13.4 2.5 UConn -2.1 UConn -3.0 54.5 48–20 *actual
Sep 19
6:00 PM
Florida @ Auburn 15.1 11.1 1.3 Florida -2.7 Florida -2.5 53.5 44–39 *actual
Sep 19
6:00 PM
Murray State @ Oklahoma State -32.0 -0.9 3.1 Oklahoma State -34.2 Oklahoma State -56.5 70.5 0–59 *actual
Sep 19
4:15 PM
Eastern Washington @ Washington -20.4 9.7 3.5 Washington -33.6 Washington -42.5 57.5 16–48 *actual
Sep 19
6:15 PM
North Dakota @ Nebraska -16.2 11.3 2.8 Nebraska -30.3 Nebraska -26.5 55.5 7–34 *actual
Sep 19
7:30 PM
Virginia Tech @ Maryland 7.7 4.7 2.3 Virginia Tech -0.8 Virginia Tech -2.5 53.5 35–26 *actual
Sep 19
6:30 PM
Colorado @ Northwestern 1.8 3.6 3.0 Northwestern -4.8 Northwestern -3.5 47.5 7–41 *actual
Sep 19
5:30 PM
BYU @ Colorado State 15.2 -8.8 2.0 BYU -22.0 BYU -17.5 52.5 41–23 *actual
Sep 19
7:30 PM
West Virginia @ Virginia -0.9 11.5 0.0 Virginia -12.4 Virginia -10.5 53.5 38–27 *actual
Sep 19
6:30 PM
LSU @ Ole Miss 20.8 15.4 2.5 LSU -2.9 LSU -3.0 58.5 24–32 *actual
Sep 19
7:30 PM
Michigan State @ Notre Dame 3.4 27.9 2.2 Notre Dame -26.7 Notre Dame -28.5 51.5 10–27 *actual
Sep 19
6:30 PM
New Mexico @ Oklahoma -0.7 16.7 2.7 Oklahoma -20.1 Oklahoma -21.5 45.5 6–14 *actual
Sep 19
7:45 PM
Kennesaw State @ Tennessee -12.6 17.4 2.9 Tennessee -32.9 Tennessee -35.5 60.5 9–42 *actual
Sep 19
7:00 PM
UAB @ Louisiana -14.4 -5.6 2.8 Louisiana -11.6 Louisiana -7.5 55.5 14–21 *actual
Sep 19
7:00 PM
East Texas A&M @ Tulsa -32.8 -6.8 1.8 Tulsa -27.8 Tulsa -42.5 56.5 0–42 *actual
Sep 19
7:00 PM
UTSA @ Texas 1.0 24.0 3.4 Texas -26.4 Texas -29.5 58.5 6–30 *actual
Sep 19
7:00 PM
Arkansas State @ TCU -10.1 6.4 3.3 TCU -19.8 TCU -18.5 56.5 7–31 *actual
Sep 19
7:00 PM
James Madison @ San Diego State 3.5 -2.7 2.7 James Madison -3.5 San Diego State -2.5 46.5 26–13 *actual
Sep 19
8:00 PM
South Dakota @ Boise State -17.8 7.3 2.9 Boise State -28.0 Boise State -26.5 57.5 24–38 *actual
Sep 19
7:30 PM
Northern Illinois @ Arizona -18.2 7.3 2.4 Arizona -27.9 Arizona -33.5 50.5 17–42 *actual
Sep 19
7:30 PM
North Dakota State @ Sacramento State -1.9 -24.6 2.5 North Dakota State -20.2 North Dakota State -27.5 50.5 31–10 *actual
Sep 19
8:00 PM
Montana @ Oregon State 1.0 -6.0 3.7 Montana -3.3 Oregon State -17.5 53.5 17–52 *actual
Sep 19
8:00 PM
Fresno State @ San José State -4.3 -10.4 2.1 Fresno State -4.0 Fresno State -6.5 49.5 26–10 *actual
Sep 19
8:00 PM
Purdue @ UCLA -3.5 8.3 1.5 UCLA -13.3 UCLA -14.0 52.5 38–52 *actual

Biggest Travel Disadvantages This Week

Teams ranked by how much further they traveled than their opponent. At a neutral site both teams travel, so the gap between them is the burden - not the raw trip. Body-clock offset and rest-day differential compound it.

#1 Wagner
2,558 miles · +3h body-clock shift · equal rest
Wagner travels 2,558 miles to face California, arriving with a +3h body-clock shift.
#2 USC
2,431 miles · -3h body-clock shift · opponent +2d rest
USC travels 2,431 miles to face Rutgers, arriving with a -3h body-clock shift.
2,380 miles · -3h body-clock shift · +7d rest edge
Stanford travels 2,380 miles to face Duke, arriving with a -3h body-clock shift.
2,172 miles · +3h body-clock shift · equal rest
James Madison travels 2,172 miles to face San Diego State, arriving with a +3h body-clock shift.
1,896 miles · +3h body-clock shift · equal rest
Duquesne travels 1,896 miles to face Washington State, arriving with a +3h body-clock shift.

Highest Weather-Risk Games This Week

Games ranked by combined wind, temperature, and precipitation impact. Thresholds: sustained wind ≥ 15 mph, gusts ≥ 25 mph, temp ≤ 32°F or ≥ 95°F, precipitation chance ≥ 60%.

100°F, 8 mph wind, Sunny
SE Louisiana @ UL Monroe: 100°F, 8 mph wind, Sunny: conditions historically favor the home team when passing difficulty is elevated.
98°F, 1 mph wind, 1% precip, Sunny
Florida State @ Alabama: 98°F, 1 mph wind, 1% precip, Sunny: conditions historically favor the home team when passing difficulty is elevated.
64°F, 7 mph wind, 85% precip, Light rain shower
Eastern Michigan @ Wisconsin: 64°F, 7 mph wind, 85% precip, Light rain shower: conditions historically favor the home team when passing difficulty is elevated.

Strongest Home-Field Advantages This Week

Home teams ranked by stadium HFA rating. Higher values reflect stronger historical home performance at that venue. Venues above 4,000 ft are flagged for altitude disadvantage.

HFA 3.7 pts · Reser Stadium · 35,548 capacity
Oregon State carries a 3.7-point HFA edge at Reser Stadium (35,548 capacity) against Montana.
#2 Alabama
HFA 3.5 pts · Bryant-Denny Stadium · 100,077 capacity
Alabama carries a 3.5-point HFA edge at Bryant-Denny Stadium (100,077 capacity) against Florida State.
HFA 3.5 pts · Husky Stadium · 70,083 capacity
Washington carries a 3.5-point HFA edge at Husky Stadium (70,083 capacity) against Eastern Washington.

Vegas versus Prediction Markets

The bookmaker's spread against the spread implied by the Kalshi prediction market - two markets, no model. When they disagree, it is worth asking which one moves.

Book: Oregon -58.5 · Market: Oregon -29.9 · Gap: 28.6 pts
The bookmaker line is Oregon -58.5; the prediction market implies Oregon -29.9, a notable divergence from the book. Two markets, no model - a wide gap is one side waiting to move.
Book: California -58.5 · Market: California -29.9 · Gap: 28.6 pts
The bookmaker line is California -58.5; the prediction market implies California -29.9, a notable divergence from the book. Two markets, no model - a wide gap is one side waiting to move.
Book: Oklahoma State -56.5 · Market: Oklahoma State -29.9 · Gap: 26.6 pts
The bookmaker line is Oklahoma State -56.5; the prediction market implies Oklahoma State -29.9, a notable divergence from the book. Two markets, no model - a wide gap is one side waiting to move.

Week 3 Picks: Where the Model Disagrees with the Spread

The side the Blue Chip model favors against the bookmaker's spread, strongest disagreement first; a game is listed only where the model line and the book line differ by at least 1 point. These are model-versus-spread leans, not a service: no record is kept or published, and the line you can get may differ.

Pick: -51.6StoneH · Strong value · Model: Stonehill -20.1 · Book: Massachusetts -31.5
The model makes it Stonehill -20.1 against a book line of Massachusetts -31.5; it sees strong value on Stonehill, 51.6 points off the spread.
Pick: -22.8WAG · Strong value · Model: California -35.7 · Book: California -58.5 · Prediction market: California -29.9
The model makes it California -35.7 against a book line of California -58.5; it sees strong value on Wagner, 22.8 points off the spread. The Kalshi prediction market implies California -29.9, a notable divergence from the model.
Pick: -21.8MUR · Strong value · Model: Oklahoma State -34.7 · Book: Oklahoma State -56.5 · Prediction market: Oklahoma State -29.9
The model makes it Oklahoma State -34.7 against a book line of Oklahoma State -56.5; it sees strong value on Murray State, 21.8 points off the spread. The Kalshi prediction market implies Oklahoma State -29.9, a notable divergence from the model.
Pick: -20.8Mon · Strong value · Model: Montana -3.3 · Book: Oregon State -17.5
The model makes it Montana -3.3 against a book line of Oregon State -17.5; it sees strong value on Montana, 20.8 points off the spread.
Pick: -18.3MER · Strong value · Model: Georgia Tech -20.3 · Book: Georgia Tech -38.5 · Prediction market: Georgia Tech -29.9
The model makes it Georgia Tech -20.3 against a book line of Georgia Tech -38.5; it sees strong value on Mercer, 18.2 points off the spread. The Kalshi prediction market implies Georgia Tech -29.9, a notable divergence from the model.
Pick: -15.1SIU · Strong value · Model: Illinois -23.4 · Book: Illinois -38.5 · Prediction market: Illinois -29.9
The model makes it Illinois -23.4 against a book line of Illinois -38.5; it sees strong value on Southern Illinois, 15.1 points off the spread. The Kalshi prediction market implies Illinois -29.9, a notable divergence from the model.
Pick: -14.3ME · Strong value · Model: Boston College -24.2 · Book: Boston College -38.5 · Prediction market: Boston College -29.9
The model makes it Boston College -24.2 against a book line of Boston College -38.5; it sees strong value on Maine, 14.3 points off the spread. The Kalshi prediction market implies Boston College -29.9, a notable divergence from the model.
Pick: -14.2ETAM · Strong value · Model: Tulsa -28.3 · Book: Tulsa -42.5 · Prediction market: Tulsa -29.9
The model makes it Tulsa -28.3 against a book line of Tulsa -42.5; it sees strong value on East Texas A&M, 14.2 points off the spread. The Kalshi prediction market implies Tulsa -29.9, a modest gap from the model.
Pick: -12.3DUQ · Strong value · Model: Washington State -27.3 · Book: Washington State -39.5 · Prediction market: Washington State -29.9
The model makes it Washington State -27.3 against a book line of Washington State -39.5; it sees strong value on Duquesne, 12.2 points off the spread. The Kalshi prediction market implies Washington State -29.9, a notable divergence from the model.
Pick: -11.6SELA · Strong value · Model: SE Louisiana -1.1 · Book: UL Monroe -10.5 · Prediction market: UL Monroe -8.4
The model makes it SE Louisiana -1.1 against a book line of UL Monroe -10.5; it sees strong value on SE Louisiana, 11.6 points off the spread. The Kalshi prediction market implies UL Monroe -8.4, a notable divergence from the model.
Pick: -11.2PRST · Strong value · Model: Oregon -47.4 · Book: Oregon -58.5 · Prediction market: Oregon -29.9
The model makes it Oregon -47.4 against a book line of Oregon -58.5; it sees strong value on Portland State, 11.2 points off the spread. The Kalshi prediction market implies Oregon -29.9, a notable divergence from the model.
Pick: -8.9EWU · Strong value · Model: Washington -33.6 · Book: Washington -42.5 · Prediction market: Washington -29.9
The model makes it Washington -33.6 against a book line of Washington -42.5; it sees strong value on Eastern Washington, 8.9 points off the spread. The Kalshi prediction market implies Washington -29.9, a notable divergence from the model.
Pick: +8.4CMU · Strong value · Model: Central Michigan -7.0 · Book: Wyoming -1.5 · Prediction market: Wyoming -0.4
The model makes it Central Michigan -7.0 against a book line of Wyoming -1.5; it sees strong value on Central Michigan, 8.4 points off the spread. The Kalshi prediction market implies Wyoming -0.4, a notable divergence from the model.
Pick: +8.2SAC · Strong value · Model: North Dakota State -19.3 · Book: North Dakota State -27.5 · Prediction market: North Dakota State -19.9
The model makes it North Dakota State -19.3 against a book line of North Dakota State -27.5; it sees strong value on Sacramento State, 8.2 points off the spread. The Kalshi prediction market implies North Dakota State -19.9, in line with the model.
#15 Stanford @ Duke
Pick: +7.8DUKE · Strong value · Model: Duke -17.8 · Book: Duke -10.0 · Prediction market: Duke -7.7
The model makes it Duke -17.8 against a book line of Duke -10.0; it sees strong value on Duke, 7.8 points off the spread. The Kalshi prediction market implies Duke -7.7, a notable divergence from the model.
Pick: -7.6NICH · Strong value · Model: Sam Houston -12.4 · Book: Sam Houston -20.0 · Prediction market: Sam Houston -15.4
The model makes it Sam Houston -12.4 against a book line of Sam Houston -20.0; it sees strong value on Nicholls, 7.6 points off the spread. The Kalshi prediction market implies Sam Houston -15.4, a notable divergence from the model.
Pick: -7.1UNT · Strong value · Model: North Texas -4.1 · Book: Texas State -3.0 · Prediction market: Texas State -2.1
The model makes it North Texas -4.1 against a book line of Texas State -3.0; it sees strong value on North Texas, 7.1 points off the spread. The Kalshi prediction market implies Texas State -2.1, a notable divergence from the model.
Pick: -5.8LT · Strong value · Model: Baylor -13.7 · Book: Baylor -19.5 · Prediction market: Baylor -14.0
The model makes it Baylor -13.7 against a book line of Baylor -19.5; it sees strong value on Louisiana Tech, 5.8 points off the spread. The Kalshi prediction market implies Baylor -14.0, in line with the model.
Pick: +5.3PITT · Strong value · Model: Pittsburgh -15.8 · Book: Pittsburgh -10.5 · Prediction market: Pittsburgh -8.8
The model makes it Pittsburgh -15.8 against a book line of Pittsburgh -10.5; it sees strong value on Pittsburgh, 5.2 points off the spread. The Kalshi prediction market implies Pittsburgh -8.8, a notable divergence from the model.
Pick: +5.2TTU · Strong value · Model: Texas Tech -12.7 · Book: Texas Tech -7.5 · Prediction market: Texas Tech -7.0
The model makes it Texas Tech -12.7 against a book line of Texas Tech -7.5; it sees strong value on Texas Tech, 5.2 points off the spread. The Kalshi prediction market implies Texas Tech -7.0, a notable divergence from the model.
Pick: -5.1JMU · Strong value · Model: James Madison -2.6 · Book: San Diego State -2.5 · Prediction market: San Diego State -1.4
The model makes it James Madison -2.6 against a book line of San Diego State -2.5; it sees strong value on James Madison, 5.1 points off the spread. The Kalshi prediction market implies San Diego State -1.4, a notable divergence from the model.
Pick: +5.1ISU · Strong value · Model: Iowa State -28.6 · Book: Iowa State -23.5 · Prediction market: Iowa State -18.5
The model makes it Iowa State -28.6 against a book line of Iowa State -23.5; it sees strong value on Iowa State, 5.1 points off the spread. The Kalshi prediction market implies Iowa State -18.5, a notable divergence from the model.
Pick: +4.9IOWA · Strong value · Model: Iowa -43.4 · Book: Iowa -38.5 · Prediction market: Iowa -29.9
The model makes it Iowa -43.4 against a book line of Iowa -38.5; it sees strong value on Iowa, 4.9 points off the spread. The Kalshi prediction market implies Iowa -29.9, a notable divergence from the model.
Pick: +4.4TA&M · Strong value · Model: Texas A&M -20.9 · Book: Texas A&M -16.5 · Prediction market: Texas A&M -13.3
The model makes it Texas A&M -20.9 against a book line of Texas A&M -16.5; it sees strong value on Texas A&M, 4.4 points off the spread. The Kalshi prediction market implies Texas A&M -13.3, a notable divergence from the model.
#25 UAB @ Louisiana
Pick: +4.3UL · Strong value · Model: Louisiana -11.8 · Book: Louisiana -7.5 · Prediction market: Louisiana -5.9
The model makes it Louisiana -11.8 against a book line of Louisiana -7.5; it sees strong value on Louisiana, 4.3 points off the spread. The Kalshi prediction market implies Louisiana -5.9, a notable divergence from the model.
Pick: -4.3OHIO · Strong value · Model: South Alabama -2.2 · Book: South Alabama -6.5 · Prediction market: South Alabama -5.3
The model makes it South Alabama -2.2 against a book line of South Alabama -6.5; it sees strong value on Ohio, 4.3 points off the spread. The Kalshi prediction market implies South Alabama -5.3, a notable divergence from the model.
Pick: -4.2BYU · Strong value · Model: BYU -21.7 · Book: BYU -17.5 · Prediction market: BYU -13.3
The model makes it BYU -21.7 against a book line of BYU -17.5; it sees strong value on BYU, 4.2 points off the spread. The Kalshi prediction market implies BYU -13.3, a notable divergence from the model.
Pick: -4.2NIU · Strong value · Model: Arizona -29.3 · Book: Arizona -33.5 · Prediction market: Arizona -27.2
The model makes it Arizona -29.3 against a book line of Arizona -33.5; it sees strong value on Northern Illinois, 4.2 points off the spread. The Kalshi prediction market implies Arizona -27.2, a modest gap from the model.
Pick: -4.0TULN · Strong value · Model: Kansas State -16.4 · Book: Kansas State -20.5 · Prediction market: Kansas State -16.3
The model makes it Kansas State -16.4 against a book line of Kansas State -20.5; it sees strong value on Tulane, 4.0 points off the spread. The Kalshi prediction market implies Kansas State -16.3, in line with the model.
Pick: +3.6NEB · Value · Model: Nebraska -30.1 · Book: Nebraska -26.5 · Prediction market: Nebraska -18.5
The model makes it Nebraska -30.1 against a book line of Nebraska -26.5; it sees value on Nebraska, 3.6 points off the spread. The Kalshi prediction market implies Nebraska -18.5, a notable divergence from the model.
Pick: -3.5BUF · Value · Model: Penn State -37.0 · Book: Penn State -40.5 · Prediction market: Penn State -29.9
The model makes it Penn State -37.0 against a book line of Penn State -40.5; it sees value on Buffalo, 3.5 points off the spread. The Kalshi prediction market implies Penn State -29.9, a notable divergence from the model.
Pick: -3.3UTM · Value · Model: Memphis -31.2 · Book: Memphis -34.5 · Prediction market: Memphis -27.2
The model makes it Memphis -31.2 against a book line of Memphis -34.5; it sees value on UT Martin, 3.3 points off the spread. The Kalshi prediction market implies Memphis -27.2, a notable divergence from the model.
Pick: -3.1CCU · Value · Model: Delaware -2.4 · Book: Delaware -5.5 · Prediction market: Delaware -4.2
The model makes it Delaware -2.4 against a book line of Delaware -5.5; it sees value on Coastal Carolina, 3.1 points off the spread. The Kalshi prediction market implies Delaware -4.2, a modest gap from the model.
Pick: +3.0KU · Value · Model: Arizona State -2.5 · Book: Arizona State -5.5 · Prediction market: Arizona State -4.2
The model makes it Arizona State -2.5 against a book line of Arizona State -5.5; it sees value on Kansas, 3.0 points off the spread. The Kalshi prediction market implies Arizona State -4.2, a modest gap from the model.
Pick: +3.0CIN · Value · Model: Cincinnati -18.4 · Book: Cincinnati -15.5 · Prediction market: Cincinnati -11.5
The model makes it Cincinnati -18.4 against a book line of Cincinnati -15.5; it sees value on Cincinnati, 3.0 points off the spread. The Kalshi prediction market implies Cincinnati -11.5, a notable divergence from the model.
#36 UTEP @ Michigan
Pick: +2.9MICH · Value · Model: Michigan -37.4 · Book: Michigan -34.5 · Prediction market: Michigan -29.9
The model makes it Michigan -37.4 against a book line of Michigan -34.5; it sees value on Michigan, 2.9 points off the spread. The Kalshi prediction market implies Michigan -29.9, a notable divergence from the model.
Pick: +2.8WAKE · Value · Model: Miami -17.7 · Book: Miami -20.5 · Prediction market: Miami -15.8
The model makes it Miami -17.7 against a book line of Miami -20.5; it sees value on Wake Forest, 2.8 points off the spread. The Kalshi prediction market implies Miami -15.8, a modest gap from the model.
Pick: -2.6KENN · Value · Model: Tennessee -32.9 · Book: Tennessee -35.5 · Prediction market: Tennessee -27.2
The model makes it Tennessee -32.9 against a book line of Tennessee -35.5; it sees value on Kennesaw State, 2.6 points off the spread. The Kalshi prediction market implies Tennessee -27.2, a notable divergence from the model.
Pick: -2.6FIU · Value · Model: Florida Atlantic -3.9 · Book: Florida Atlantic -6.5 · Prediction market: Florida Atlantic -4.3
The model makes it Florida Atlantic -3.9 against a book line of Florida Atlantic -6.5; it sees value on Florida International, 2.6 points off the spread. The Kalshi prediction market implies Florida Atlantic -4.3, in line with the model.
Pick: +2.6UCF · Value · Model: UCF -20.1 · Book: UCF -17.5 · Prediction market: UCF -13.9
The model makes it UCF -20.1 against a book line of UCF -17.5; it sees value on UCF, 2.6 points off the spread. The Kalshi prediction market implies UCF -13.9, a notable divergence from the model.
#41 UTSA @ Texas
Pick: -2.6UTSA · Value · Model: Texas -26.9 · Book: Texas -29.5 · Prediction market: Texas -23.8
The model makes it Texas -26.9 against a book line of Texas -29.5; it sees value on UTSA, 2.6 points off the spread. The Kalshi prediction market implies Texas -23.8, a notable divergence from the model.
Pick: +2.5SJSU · Value · Model: Fresno State -4.0 · Book: Fresno State -6.5 · Prediction market: Fresno State -3.7
The model makes it Fresno State -4.0 against a book line of Fresno State -6.5; it sees value on San José State, 2.5 points off the spread. The Kalshi prediction market implies Fresno State -3.7, in line with the model.
Pick: +2.3VAN · Slight lean · Model: Vanderbilt -5.3 · Book: Vanderbilt -3.0 · Prediction market: Vanderbilt -2.8
The model makes it Vanderbilt -5.3 against a book line of Vanderbilt -3.0; it sees a slight lean toward Vanderbilt, 2.3 points off the spread. The Kalshi prediction market implies Vanderbilt -2.8, a notable divergence from the model.
#44 Troy @ Missouri
Pick: -2.2TROY · Slight lean · Model: Missouri -25.3 · Book: Missouri -27.5 · Prediction market: Missouri -21.6
The model makes it Missouri -25.3 against a book line of Missouri -27.5; it sees a slight lean toward Troy, 2.2 points off the spread. The Kalshi prediction market implies Missouri -21.6, a notable divergence from the model.
Pick: +2.1UVA · Slight lean · Model: Virginia -12.7 · Book: Virginia -10.5 · Prediction market: Virginia -8.3
The model makes it Virginia -12.7 against a book line of Virginia -10.5; it sees a slight lean toward Virginia, 2.1 points off the spread. The Kalshi prediction market implies Virginia -8.3, a notable divergence from the model.
Pick: +2.0NU · Slight lean · Model: Northwestern -5.5 · Book: Northwestern -3.5 · Prediction market: Northwestern -3.3
The model makes it Northwestern -5.5 against a book line of Northwestern -3.5; it sees a slight lean toward Northwestern, 2.0 points off the spread. The Kalshi prediction market implies Northwestern -3.3, a modest gap from the model.
Pick: +2.0MOST · Slight lean · Model: Marshall -2.0 · Book: Marshall -4.0 · Prediction market: Marshall -3.3
The model makes it Marshall -2.0 against a book line of Marshall -4.0; it sees a slight lean toward Missouri State, 2.0 points off the spread. The Kalshi prediction market implies Marshall -3.3, a modest gap from the model.
Pick: +1.9ARK · Slight lean · Model: Georgia -22.6 · Book: Georgia -24.5 · Prediction market: Georgia -19.9
The model makes it Georgia -22.6 against a book line of Georgia -24.5; it sees a slight lean toward Arkansas, 1.9 points off the spread. The Kalshi prediction market implies Georgia -19.9, a notable divergence from the model.
Pick: +1.9CLEM · Slight lean · Model: Clemson -4.9 · Book: Clemson -3.0 · Prediction market: Clemson -2.2
The model makes it Clemson -4.9 against a book line of Clemson -3.0; it sees a slight lean toward Clemson, 1.9 points off the spread. The Kalshi prediction market implies Clemson -2.2, a notable divergence from the model.
Pick: +1.9MINN · Slight lean · Model: Minnesota -25.4 · Book: Minnesota -23.5 · Prediction market: Minnesota -18.5
The model makes it Minnesota -25.4 against a book line of Minnesota -23.5; it sees a slight lean toward Minnesota, 1.9 points off the spread. The Kalshi prediction market implies Minnesota -18.5, a notable divergence from the model.
Pick: -1.8KENT · Slight lean · Model: Ohio State -49.7 · Book: Ohio State -51.5 · Prediction market: Ohio State -29.9
The model makes it Ohio State -49.7 against a book line of Ohio State -51.5; it sees a slight lean toward Kent State, 1.8 points off the spread. The Kalshi prediction market implies Ohio State -29.9, a notable divergence from the model.
#52 Temple @ Toledo
Pick: +1.8TOL · Slight lean · Model: Toledo -7.8 · Book: Toledo -6.0 · Prediction market: Toledo -4.2
The model makes it Toledo -7.8 against a book line of Toledo -6.0; it sees a slight lean toward Toledo, 1.8 points off the spread. The Kalshi prediction market implies Toledo -4.2, a notable divergence from the model.
Pick: +1.8BOIS · Slight lean · Model: Boise State -28.3 · Book: Boise State -26.5 · Prediction market: Boise State -18.6
The model makes it Boise State -28.3 against a book line of Boise State -26.5; it sees a slight lean toward Boise State, 1.8 points off the spread. The Kalshi prediction market implies Boise State -18.6, a notable divergence from the model.
Pick: -1.8MSU · Slight lean · Model: Notre Dame -26.7 · Book: Notre Dame -28.5 · Prediction market: Notre Dame -19.9
The model makes it Notre Dame -26.7 against a book line of Notre Dame -28.5; it sees a slight lean toward Michigan State, 1.8 points off the spread. The Kalshi prediction market implies Notre Dame -19.9, a notable divergence from the model.
Pick: +1.8SC · Slight lean · Model: South Carolina -5.3 · Book: South Carolina -3.5 · Prediction market: South Carolina -2.9
The model makes it South Carolina -5.3 against a book line of South Carolina -3.5; it sees a slight lean toward South Carolina, 1.8 points off the spread. The Kalshi prediction market implies South Carolina -2.9, a modest gap from the model.
Pick: +1.8TCU · Slight lean · Model: TCU -20.3 · Book: TCU -18.5 · Prediction market: TCU -14.7
The model makes it TCU -20.3 against a book line of TCU -18.5; it sees a slight lean toward TCU, 1.8 points off the spread. The Kalshi prediction market implies TCU -14.7, a notable divergence from the model.
Pick: +1.8ODU · Slight lean · Model: Old Dominion -4.3 · Book: Old Dominion -2.5 · Prediction market: Old Dominion -1.3
The model makes it Old Dominion -4.3 against a book line of Old Dominion -2.5; it sees a slight lean toward Old Dominion, 1.8 points off the spread. The Kalshi prediction market implies Old Dominion -1.3, a notable divergence from the model.
Pick: +1.8MD · Slight lean · Model: Virginia Tech -0.8 · Book: Virginia Tech -2.5 · Prediction market: Virginia Tech -1.2
The model makes it Virginia Tech -0.8 against a book line of Virginia Tech -2.5; it sees a slight lean toward Maryland, 1.8 points off the spread. The Kalshi prediction market implies Virginia Tech -1.2, in line with the model.
Pick: +1.7USM · Slight lean · Model: UConn -1.3 · Book: UConn -3.0 · Prediction market: UConn -2.8
The model makes it UConn -1.3 against a book line of UConn -3.0; it sees a slight lean toward Southern Miss, 1.7 points off the spread. The Kalshi prediction market implies UConn -2.8, a modest gap from the model.
Pick: +1.7APP · Slight lean · Model: App State -19.2 · Book: App State -17.5 · Prediction market: App State -13.3
The model makes it App State -19.2 against a book line of App State -17.5; it sees a slight lean toward App State, 1.7 points off the spread. The Kalshi prediction market implies App State -13.3, a notable divergence from the model.
Pick: +1.6ALA · Slight lean · Model: Alabama -21.1 · Book: Alabama -19.5 · Prediction market: Alabama -14.7
The model makes it Alabama -21.1 against a book line of Alabama -19.5; it sees a slight lean toward Alabama, 1.6 points off the spread. The Kalshi prediction market implies Alabama -14.7, a notable divergence from the model.
Pick: +1.6MTSU · Slight lean · Model: Nevada -1.9 · Book: Nevada -3.5 · Prediction market: Nevada -3.3
The model makes it Nevada -1.9 against a book line of Nevada -3.5; it sees a slight lean toward Middle Tennessee, 1.6 points off the spread. The Kalshi prediction market implies Nevada -3.3, a modest gap from the model.
Pick: +1.5LIB · Slight lean · Model: Liberty -15.5 · Book: Liberty -14.0 · Prediction market: Liberty -11.0
The model makes it Liberty -15.5 against a book line of Liberty -14.0; it sees a slight lean toward Liberty, 1.5 points off the spread. The Kalshi prediction market implies Liberty -11.0, a notable divergence from the model.
#64 SMU @ Louisville
Pick: +1.4LOU · Slight lean · Model: Louisville -2.9 · Book: Louisville -1.5 · Prediction market: Louisville -1.7
The model makes it Louisville -2.9 against a book line of Louisville -1.5; it sees a slight lean toward Louisville, 1.4 points off the spread. The Kalshi prediction market implies Louisville -1.7, a modest gap from the model.
Pick: +1.1UTAH · Slight lean · Model: Utah -28.6 · Book: Utah -27.5 · Prediction market: Utah -21.6
The model makes it Utah -28.6 against a book line of Utah -27.5; it sees a slight lean toward Utah, 1.1 points off the spread. The Kalshi prediction market implies Utah -21.6, a notable divergence from the model.
Pick: -1.0WMU · Slight lean · Model: Western Michigan -9.5 · Book: Western Michigan -8.5 · Prediction market: Western Michigan -7.6
The model makes it Western Michigan -9.5 against a book line of Western Michigan -8.5; it sees a slight lean toward Western Michigan, 1.0 points off the spread. The Kalshi prediction market implies Western Michigan -7.6, a modest gap from the model.

Notable ATS Records This Week

Teams in this week's games with a cover rate of ≥60% (hot) or ≤40% (cold) ATS this season, minimum 4 games with a decided ATS result.

#1 Utah
Hot ATS · 4-0 ATS (100%) · home vs. Utah State
Utah is hot ats this season, covering 4-0 (100%) ATS in 4 games. They play home vs. Utah State this week.
Hot ATS · 4-0 ATS (100%) · away @ Baylor
Louisiana Tech is hot ats this season, covering 4-0 (100%) ATS in 4 games. They play away @ Baylor this week.
#3 Duke
Hot ATS · 4-0 ATS (100%) · home vs. Stanford
Duke is hot ats this season, covering 4-0 (100%) ATS in 4 games. They play home vs. Stanford this week.
Hot ATS · 5-0 ATS (100%) · away @ UCF
Georgia State is hot ats this season, covering 5-0 (100%) ATS in 5 games. They play away @ UCF this week.
Hot ATS · 5-0 ATS (100%) · home vs. North Dakota
Nebraska is hot ats this season, covering 5-0 (100%) ATS in 5 games. They play home vs. North Dakota this week.

When to Skip This Week 3 Analysis

How We Ranked Week 3's Games

Each ranked section draws from the same enriched data that powers our per-game pages. Travel distances are calculated as straight-line (great-circle) distances from each team's home market to the game stadium. Body-clock offset is the signed time-zone difference the away team crosses, or both teams in case of neutral site games. Rest-day differential is the difference in days since each team last played. Weather scoring compounds wind, temperature, and precipitation against fixed thresholds, dome stadiums are excluded as weather is irrelevant indoors, see our Weather tool for the full methodology.

HFA ratings come from our Home Field Advantage tool, which estimates the per-venue point value based on historical margin-of-victory data. Stadiums above 4,000 ft are flagged; altitude creates a documented visiting-team disadvantage. Power ratings are from the Blue Chip power-rating model. A pick is the side the model favors where its line and the market line differ by at least 1 point, graded on the same ladder the per-game pages use.

The Vegas versus Prediction Markets section compares the bookmaker's spread with the spread implied by the Kalshi prediction market - converted from its win probability through a fixed logistic scale - with no model involved. The Picks section sets the Blue Chip model line against the bookmaker line, with the Kalshi-implied line beneath each pick as a second read. ATS records are season-to-date.

Sources

Weather Data

Home Field Advantage

Frequently Asked Questions

How many games are in college football Week 3 2026?

Week 3 of the 2026 FBS season features 75 games tracked by Blue Chip Analytics. The full schedule, lines, and totals are listed in the game table on this page.

How does Blue Chip Analytics rank travel disadvantages?

Teams are ranked by how much further they traveled than their opponent, measured as straight-line distance from each home market to the game stadium. At a home game the host travels nothing, so this is simply the visitor's trip; at a neutral site both teams travel and the gap between them is the burden. Body-clock offset (time-zone hours crossed) is listed alongside distance as a compound fatigue indicator.

What weather conditions qualify as high-risk for this week?

Games are flagged when the kickoff-hour forecast meets at least one of: sustained wind ≥ 15 mph, gusts ≥ 25 mph, temperature ≤ 32°F or ≥ 95°F, or a precipitation chance ≥ 60%. Scores compound across all factors: a cold and windy game ranks higher than a mildly breezy one. Weeks with no game past these thresholds show no weather section at all.

What is a Home Field Advantage (HFA) rating?

Blue Chip's HFA rating estimates the point value of playing at home at a specific stadium, based on historical margin-of-victory data. A rating of 3.0 means the home team historically performs about 3 points better at that venue than their power ratings alone would predict.

What does the Vegas versus Prediction Markets section show?

It ranks games by how far the bookmaker's spread sits from the spread implied by the Kalshi prediction market. Kalshi's win probability is converted to a spread through a fixed logistic scale, and no model is involved - it is one market against another. A wide gap is a directional flag, not a betting recommendation.

What are the Week 3 2026 picks?

Each pick is the side the Blue Chip model favors against the bookmaker's spread, listed only where the model line and the book line differ by at least 1 point and ranked by the size of that gap, graded on the same ladder the per-game pages use. The Kalshi-implied line sits beneath each as a second market read. These are model-versus-spread leans, not a service: no record is kept or published, and the line you can get may differ.

What qualifies as a notable ATS record?

Teams are flagged when at least 4 of their games this season have produced a decided ATS result and their cover rate is ≥60% (hot) or ≤40% (cold). Records are season-to-date and, especially early on, rest on small samples - a hot or cold streak here is context to note, not a demonstrated edge.

Week 3 of the 2026 season features 75 FBS games; the ranked sections above surface the travel, weather, HFA, market-vs-market and ATS-record angles, and the picks where the model disagrees with the spread.