Week 3 • September 19, 2026, 04:00 AM UTC
0-0
American
Power Rank: -9.1
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0-0
MAC
Power Rank: 2.0

By · Last updated

Toledo (power rating: 2.0) holds a 11.1-point edge over Temple (-9.1) on a neutral field per Blue Chip Analytics. Toledo's home field adds 2.6 points to that edge at Glass Bowl. See Line Value below.

General Information

Week: Week 3
Kick Off (at stadium): 12:00 AM EDT
Stadium: Glass Bowl
Capacity: 8,000
Elevation: 610 ft
HFA Rating: 2.6
Playing Surface: Artificial Turf

Betting Information

Spread None
Total (O/U) -
Odds Implied Score -
Power Rank Implied Line Toledo -11.1

Line Value Calculator

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Temple
Toledo
Home field — Glass Bowl
Weather: Moderate rain at times
Travel impact

Positive adjustment = favours home team

Does weather affect Temple vs Toledo at Glass Bowl?

Game-time forecast at Glass Bowl shows Moderate rain at times — 74.7°F, Feels Like 64.9°F with winds of 4.5 mph. Weather is not expected to be a meaningful factor in this game. The weather adjustment has been pre-filled in the Line Value Calculator above — adjust manually if conditions change before kick-off.

Weather Conditions

Forecast for: July 05, 2026
Moderate rain at times

Moderate rain at times

74.7°F

Feels Like: 64.9°F
Wind: 4.5 mph NW
Gusts: 8.7 mph
Precipitation: 0.01"
Humidity: 91%
Rain Chance: 32%
Snow Chance: 0%

Travel & Rest

Temple (Away)

This Week: 459.1 miles
Last Week: Home Game
Season Total: 459.1 miles
Body Clock Time: 00:00
Rest Days: 7

Toledo (Home)

This Week: 0.0 miles
Last Week: Home Game
Season Total: 172.7 miles
Body Clock Time: 00:00
Rest Days: 7

What are the key factors for Temple vs Toledo?

Temple: Key Factors

Quarterback competition remains unresolved

The Owls enter Week 1 with a two-man battle between Jaxon Smolik (Penn State transfer) and Ajani Sheppard (Washington State transfer). Neither has separated decisively, and the offense's rhythm could be affected if the starter is pulled early or if both see significant snaps. This uncertainty may limit Temple's ability to establish a consistent passing attack against Rhode Island.

Rushing defense must prove improvement

Temple ranked among the nation's worst in rushing defense last season (197.3 ypg) and returns an unproven defensive line with many new faces. Rhode Island will likely test this weakness early. If the Owls cannot stop the run, it could force the offense into a shootout and put pressure on the unsettled quarterback situation.

Veteran linebacker duo is key to defensive stability

Curly Ordonez (All-Conference honorable mention) and Eric Stuart provide experience and production at linebacker. However, Ordonez is returning from offseason surgery, so his health and conditioning will be critical. If both are at full strength, they can mask some of the defensive line's inexperience and help contain Rhode Island's ground game.

Home-field advantage and cool weather favor Temple

Playing at Lincoln Financial Field with a 2.7-point home-field advantage and a forecast of 56°F with light wind gives Temple a slight edge. The cool, dry conditions should not hinder the Owls' passing game, but could affect Rhode Island's comfort, especially if they are not accustomed to such temperatures early in the season.

Special teams could provide a spark

Punter Dante Atton and kicker Carl Hardin (11/14 FG, 40/40 PAT last year) are reliable, while JoJo Bermudez is a dynamic punt returner. In a potentially low-scoring or close game, field position and a big return could be decisive. Temple's special teams unit is a clear strength that can tilt the game in their favor.

Toledo: Key Factors

New-look roster faces first test against Power 4 opponent

Toledo enters the season with a largely rebuilt roster, including 14 transfers from Mercer and several other FBS/FCS additions. The Rockets' cohesion and ability to compete against a Michigan State team with a significant talent advantage will be critical, especially early in the game.

Quarterback John Alan Richter's first start in a new system

Richter has limited starting experience (three starts in 2024) and is now operating under a new coaching staff. His performance against a Power 4 defense will be a key indicator of Toledo's offensive potential, especially given the lack of a proven backup.

Defensive line led by FCS Defensive Player of the Year Andrew Zock

Zock (20 TFL, 11.5 sacks in 2025) is the centerpiece of the defense. His ability to disrupt Michigan State's offensive line and generate pressure will be vital for Toledo to stay competitive, particularly against a Spartans team that may rely on a new quarterback.

Travel and weather factors could impact performance

Toledo travels only 86 miles to East Lansing, minimizing fatigue, but the forecast calls for light rain, 62°F, and 15 mph wind. These conditions may favor a ground-oriented attack, where Toledo's running back duo of CJ Miller and Connor Walendzak could be key.

Special teams advantage with experienced kicker and returner

Kicker Reice Griffith (14/17 FG at Mercer, half from 40+) and punt returner Bryson Hammer (led MAC in punt return yardage two straight years) provide Toledo with reliable special teams. In a potentially low-scoring game, field position and kicking could be decisive.

What do the matchup numbers say?

Temple travels 459 miles to this game, a moderate road trip.

How do Temple and Toledo compare on power ratings?

Blue Chip Analytics power ratings favour Toledo (2.0) over Temple (-9.1) by 11.1 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. Toledo brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.6). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input — cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip Analytics rates Toledo as the stronger team by 11.1 points on a neutral field; apply HFA and travel context before finalising a line read.