Week 12 •
FBC Mortgage Stadium

Iowa State @ UCF , Week 12, Nov 20, 2026

3-3 Big 12 Power rating: 4.2
3-3 Big 12 Power rating: 2.9

Is there value in the Iowa State vs UCF line?

Market line
None posted
PM Implied
Not yet available
Blue Chip model
UCF -2.4
Edge
No line posted
See details
◂ favors ISUfavors UCF ▸
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1 ISU1 UCF2 ISU2 UCF3 ISU3 UCFModel: UCF -2.4

Iowa State (power rating: 4.2) carries a 1.3-point advantage over UCF (2.9) on a neutral field per Blue Chip Analytics. UCF's home field (Blue Chip HFA: 3.2) narrows that gap at FBC Mortgage Stadium. Beyond home field, the model reads only a slight effect from Iowa State's trip and the conditions. The weather component is provisional until the game-time reading is confirmed. Adjust the factors in the tool above to test your own numbers.

Does weather affect Iowa State vs UCF at FBC Mortgage Stadium?

The latest reading for FBC Mortgage Stadium shows Light rain shower, 74°F with winds of 15 mph. Gusts reaching 29 mph add variance to the kicking and passing game. Games with gusts at or above 30 mph have seen the total move down by about 1.4 points. There is a 75% chance of rain, though little accumulation is expected. Blue Chip has not been able to measure a reliable line effect from rain, so treat this as context rather than signal. It was taken before the ~10-day forecast window opened, so it describes the furthest hour the forecast reached rather than kickoff itself, and it is replaced once the game comes inside the window. Weather data is sourced from WeatherAPI.com.

How do Iowa State and UCF compare on power ratings?

Blue Chip Analytics power ratings favor Iowa State (4.2) over UCF (2.9) by 1.3 points on a neutral field. Despite playing at home, UCF faces a power rating deficit. Check whether the market spread accounts for this gap. UCF brings one of the stronger home environments in the FBS to this matchup (Blue Chip HFA: 3.2). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip makes this UCF -2.4. No market line is posted yet for comparison.

Conditions

as of October 18, 2026 Preliminary

Light rain shower

74°F

Rain75%
Precip0.04"
Humidity93%
Wind15 mph E
Gusts29 mph
Snow chance0%
Wind map for Iowa State at UCF: aerial view of FBC Mortgage Stadium, wind from the E at 14.8 mph, gusting to 29.1 mph

Quick facts

Week
Week 12
Kickoff (local)
06:00 PM EST
Venue
FBC Mortgage Stadium
Capacity
44,206
Elevation
75 ft
Surface
Grass

Travel and rest

Measure Iowa StateAway UCFHome
This week1,159 miles0 miles
Last weekHome gameHome game
Season total7,097 miles7,629 miles
Body clock17:0018:00
Rest6 days6 days

Iowa State travels 1,159 miles to this game, a significant road trip. Iowa State arrives with a 1-hour eastward body clock shift, short of the two-zone westward threshold where travel starts to price.