Week 5 • October 03, 2026, 04:00 AM UTC
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American
Power Rank: -9.1
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American
Power Rank: 3.7

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South Florida (power rating: 3.7) holds a 12.8-point edge over Temple (-9.1) on a neutral field per Blue Chip Analytics. South Florida's home field adds 2.4 points to that edge at Raymond James Stadium. Temple travels 923 miles for this game — check the travel panel for rest and body clock context. See Line Value below.

General Information

Week: Week 5
Kick Off (at stadium): 12:00 AM EDT
Stadium: Raymond James Stadium
Capacity: 69,218
Elevation: 72 ft
HFA Rating: 2.4
Playing Surface: Unknown

Betting Information

Spread None
Total (O/U) -
Odds Implied Score -
Power Rank Implied Line South Florida -12.8

Line Value Calculator

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Temple
South Florida
Home field — Raymond James Stadium
Weather: Moderate rain at times
Travel impact

Positive adjustment = favours home team

Does weather affect Temple vs South Florida at Raymond James Stadium?

Game-time forecast at Raymond James Stadium shows Moderate rain at times — 82.2°F, Heat Index 88.0°F with winds of 2.2 mph. Precipitation chance is 57%, pointing to a wet-field game. High precip probability increases fumble risk and typically compresses both team totals. The weather adjustment has been pre-filled in the Line Value Calculator above — adjust manually if conditions change before kick-off.

Weather Conditions

Forecast for: July 05, 2026
Moderate rain at times

Moderate rain at times

82.2°F

Heat Index: 88.0°F
Wind: 2.2 mph SSW
Gusts: 3.6 mph
Precipitation: 0.06"
Humidity: 73%
Rain Chance: 57%
Snow Chance: 0%

Travel & Rest

Temple (Away)

This Week: 922.8 miles
Last Week: Home Game
Season Total: 1841.1 miles
Body Clock Time: 00:00
Rest Days: 7

South Florida (Home)

This Week: 0.0 miles
Last Week: 1852.1 miles
Season Total: 3938.5 miles
Body Clock Time: 00:00
Rest Days: 7

What are the key factors for Temple vs South Florida?

Temple: Key Factors

Quarterback competition remains unresolved

The Owls enter Week 1 with a two-man battle between Jaxon Smolik (Penn State transfer) and Ajani Sheppard (Washington State transfer). Neither has separated decisively, and the offense's rhythm could be affected if the starter is pulled early or if both see significant snaps. This uncertainty may limit Temple's ability to establish a consistent passing attack against Rhode Island.

Rushing defense must prove improvement

Temple ranked among the nation's worst in rushing defense last season (197.3 ypg) and returns an unproven defensive line with many new faces. Rhode Island will likely test this weakness early. If the Owls cannot stop the run, it could force the offense into a shootout and put pressure on the unsettled quarterback situation.

Veteran linebacker duo is key to defensive stability

Curly Ordonez (All-Conference honorable mention) and Eric Stuart provide experience and production at linebacker. However, Ordonez is returning from offseason surgery, so his health and conditioning will be critical. If both are at full strength, they can mask some of the defensive line's inexperience and help contain Rhode Island's ground game.

Home-field advantage and cool weather favor Temple

Playing at Lincoln Financial Field with a 2.7-point home-field advantage and a forecast of 56°F with light wind gives Temple a slight edge. The cool, dry conditions should not hinder the Owls' passing game, but could affect Rhode Island's comfort, especially if they are not accustomed to such temperatures early in the season.

Special teams could provide a spark

Punter Dante Atton and kicker Carl Hardin (11/14 FG, 40/40 PAT last year) are reliable, while JoJo Bermudez is a dynamic punt returner. In a potentially low-scoring or close game, field position and a big return could be decisive. Temple's special teams unit is a clear strength that can tilt the game in their favor.

South Florida: Key Factors

New-Look Offense Under Brian Hartline

South Florida enters the season with a completely revamped offense under first-time head coach Brian Hartline. The Bulls feature a massive offensive line (average 6-5, 315 pounds) and a deep receiving corps led by transfers Bryson Rodgers and Mudia Reuben. Quarterback Michael Van Buren Jr., who started four games at LSU, is expected to lead the attack. The running game will rely on FCS transfers D.J. Crowther and Jason Collins Jr., who combined for over 1,900 yards last season. This unit's ability to execute in its first game together will be critical.

Defensive Havoc Under Josh Aldridge

New defensive coordinator Josh Aldridge brings a fast, aggressive scheme that led the American Conference in total and scoring defense at East Carolina. Key playmakers include edge rushers C.J. Hicks (Ohio State) and Shamar Meikle (Oregon State), nose tackle Major Dillard (330 lbs), and linebacker Grayson Howard (Florida). The secondary features cornerback Za'Quan Bryan (Minnesota) and safety Israel Boyce (West Virginia), alongside returning starter Tavin Ward. This group's ability to create turnovers and pressure the quarterback will be vital against FIU.

Home Field Advantage and Weather Conditions

The Bulls play their final season at Raymond James Stadium, where they have a home-field advantage of 2.4 points. The forecast calls for clear skies, 66°F, and 10 mph wind, which should not significantly impact the game. USF will be well-rested and have no travel, giving them a situational edge over FIU, which must travel to Tampa.

Special Teams Stability

Placekicker Nico Gramatica is a proven weapon, having made 18 of 24 field goals last season with five career makes from 50+ yards. Punter Luke Goater provides consistency. In a potentially close game, special teams could be a decisive factor.

Uncertainty at Quarterback and Overall Chemistry

While Michael Van Buren Jr. is the favorite, the quarterback competition includes Luke Kromenhoek and KJ Cooper, and no starter has been officially named. With so many new transfers and a first-year head coach, offensive cohesion and chemistry are unknowns. How quickly the offense gels will determine USF's ability to execute against FIU.

What do the matchup numbers say?

Temple travels 923 miles to this game, a significant road trip.

Does weather affect this game at Raymond James Stadium?

Precipitation chance is 57%, pointing to a wet-field game. High precip probability increases fumble risk and typically compresses both team totals.

Full conditions are shown in the data panel above. Forecast data sourced from WeatherAPI.com. Use the Line Value Calculator to apply a manual weather adjustment to your projected line.

How do Temple and South Florida compare on power ratings?

Blue Chip Analytics power ratings favour South Florida (3.7) over Temple (-9.1) by 12.8 points on a neutral field. After adding home field advantage, the rating-implied line may differ meaningfully from the market spread. South Florida brings a meaningful home field advantage to this matchup (Blue Chip HFA: 2.4). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input — cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Blue Chip Analytics rates South Florida as the stronger team by 12.8 points on a neutral field; apply HFA and travel context before finalising a line read.