Week 2 •
Lincoln Financial Field

Penn State27 @FINAL 9Temple , Week 2, Sep 12, 2026

1-0 Big Ten Power rating: 20.6
1-0 American Power rating: -8.5

How did the line hold up?

Market line
PSU -24.5
PM Implied
PSU -18.6
Blue Chip model
PSU -25.5
Edge
-1.0PSU
See details
◂ favors PSUfavors TEM ▸Market: PSU -24.5
‹ 29.1 PSU
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1 PSU1 TEM2 PSU2 TEM3 PSU3 TEMModel: PSU -25.5

Betting information

Spread
PSU -24.5
Total
50.5
Odds implied score
PSU 37.5 – 13.0 TEM
Prediction markets
PSU 96% win chance (Kalshi)

DraftKings · as of September 12, 2026

Penn State defeated Temple 27–9 to secure a comfortable win. Temple covered by 6.5; Game went Under by 14.5. The market closed at Penn State -24.5 and the Blue Chip model made it Penn State -25.5, an edge of 1.0 points toward Penn State.

What are the key factors for Penn State vs Temple?

Penn State

Penn State's passing game is clicking, but Temple's defense is a step up from Marshall's offenseFavorsPenn State

Rocco Becht threw for 271 yards and four touchdowns against Marshall, with Koby Howard breaking out for 161 receiving yards. Temple's defense, though not elite, is more disciplined than Marshall's and will test whether Penn State's rebuilt offensive line can hold up against a front that will likely bring more pressure than the Herd did. The Nittany Lions' aerial attack should still find success, but expect more resistance than the opener.

Penn State's run game remains unproven, and Temple's run defense could force reliance on Becht's arm offenseFavorsTemple

Carson Hansen and James Peoples combined for modest production in the opener, with the rushing touchdowns coming from backups Quinton Martin Jr. and Cam Wallace. Temple's defense, which held its first opponent in check, may stack the box and dare Penn State to run, especially if the offensive line struggles to open lanes. If the run game stalls, Penn State will lean even more on Becht, which could lead to a more one-dimensional attack than Campbell prefers.

Penn State's rebuilt defense should dominate Temple's offense, but road environment adds a variable defenseFavorsPenn State

D'Anton Lynn's defense held Marshall to 147 yards and a shutout, with the massive interior tackles funneling plays to the experienced linebacker trio. Temple's offense is unlikely to pose a serious threat, but playing on the road for the first time under Campbell introduces communication risks, especially for a defense with many new pieces. The Nittany Lions should still control the game, but early-game jitters could keep Temple competitive for a quarter or two.

The market's heavy favorite status is justified, but the road game and Temple's home-field edge could make the cover tougher than expected marketFavorsTemple

Penn State is a massive favorite, reflecting the talent gap, but Temple's home-field advantage and the short road trip (155 miles) could keep the game closer than the spread suggests. The Nittany Lions covered easily at home against Marshall, but road games often bring slower starts and more conservative play. The market's confidence is reasonable, but the margin of victory may be less comfortable than the opener, especially if Penn State's offense takes time to find rhythm away from Beaver Stadium.

Penn State's short travel and full rest give them a clear situational edge, but Temple's early-season momentum could offset it situationalFavorsPenn State

Penn State travels only 155 miles to Philadelphia, a short trip that minimizes fatigue, and they have a full week of rest after the opener. Temple, also 1-0 and coming off a win, will be energized at home, but their roster is far less talented. The Nittany Lions' continuity from Iowa State transfers and their experience in big games should help them handle the road environment, making the situational factors favor Penn State overall.

Temple

Temple's run defense faces a massive step up from Rhode Island to Penn State's power rushing attack defenseFavorsPenn State

Temple's rebuilt defensive line was untested against Rhode Island, who managed only 14 points but did not present a physical challenge. Last season Temple ranked among the nation's worst in rushing defense, allowing 197.3 yards per game, and the unit returns few proven starters. Penn State, a top-20 program with a power rating far above any opponent Temple has faced, will likely lean on a downhill ground game to control the clock and wear down Temple's front. If the new line cannot hold up, Penn State could sustain long drives and keep Temple's offense off the field, making this the most important matchup to watch.

Temple's quarterback and offensive line continuity are untested against elite competition offenseFavorsPenn State

Jaxon Smolik started against Rhode Island and threw a touchdown, but he faced an FCS defense that ranked among the weaker units in the country. Temple returns four starters on the offensive line, which should provide a stable pocket, but Penn State's defensive front is a different caliber entirely. The Owls' offense struggled to finish drives last season, dropping their final four games, and the new signal-caller's first start against a lesser opponent does not prove he can handle pressure from a top-tier pass rush. If the line cannot protect and Smolik makes mistakes, Temple's offense could stall early, forcing the defense to stay on the field.

Temple's home field and zero travel give them a slight situational edge, but the talent gap is overwhelming situationalFavorsTemple

Temple plays at Lincoln Financial Field with a meaningful home-field advantage and faces no travel for this game, while Penn State makes a road trip. The Owls also have a full week of rest after their opener, and their veteran special teams, including punter Dante Atton and kicker Carl Hardin, should thrive in a controlled environment. However, Penn State is a top-20 program with a power rating far above Temple's, and the market's heavy confidence in Penn State reflects that gap. The home crowd and lack of travel may keep the game competitive early, but they are unlikely to overcome the talent disparity over four quarters.

The market's extreme confidence in Penn State is justified, but Temple's recent form and home edge warrant a slight caution marketFavorsTemple

The market has Penn State as a massive favorite with a very high win probability, reflecting the power rating gap and Penn State's 1-0 start. However, Temple finished last season on a four-game losing streak and has not shown it can close out games against elite opponents. The Owls' home-field advantage and the fact that they are coming off a confidence-building win over Rhode Island could keep the margin tighter than the line implies. While the direction of the market's confidence is strong, Temple's ability to cover the spread may be underrated given their situational edge and the potential for Penn State to look ahead to conference play.

What were the weather conditions for Penn State vs Temple?

At kickoff, conditions at Lincoln Financial Field were Sunny, 84°F, heat index 89°F with winds of 7 mph. Weather is not expected to be a meaningful factor in this game. Historical weather data for this game is preserved in the panel alongside. Weather data is sourced from WeatherAPI.com.

What happened in the game?

Penn State travels 155 miles to this game, a short road trip.

The trip crosses none of the distance or time-zone thresholds that have measured a price, so travel is not a factor here.

Penn State won by 18 to secure a comfortable win.

Temple covered the spread.

The total went Under by 14.5 points.

How do Penn State and Temple compare on power ratings?

Blue Chip Analytics power ratings favor Penn State (20.6) over Temple (-8.5) by 29.1 points on a neutral field. Despite playing at home, Temple faces a power rating deficit. Check whether the market spread accounts for this gap. Temple brings one of the stronger home environments in the FBS to this matchup (Blue Chip HFA: 3.3). Add this to the neutral-site differential to arrive at a venue-adjusted line.

Blue Chip Analytics power ratings represent expected point margin against an average FBS opponent on a neutral field, calculated from game data sourced via CollegeFootballData.com (CFBD). They are one input: cross-reference with the travel, rest, and weather data above before drawing conclusions.

Sources

Weather

Penn State won and Temple covered the spread.

Conditions

as of September 12, 2026 Game-time

Sunny

84°F

Rain4%
Precip0.00"
Humidity60%
Wind7 mph SSE
Gusts11 mph
Heat index89°F
Wind map for Penn State at Temple: aerial view of Lincoln Financial Field, wind from the SSE at 7.2 mph, gusting to 10.5 mph

Quick facts

Week
Week 2
Kickoff (local)
12:00 PM EDT
Venue
Lincoln Financial Field
Capacity
67,594
Elevation
43 ft
Surface
Hybrid

Travel and rest

Measure Penn StateAway TempleHome
This week155 miles0 miles
Last weekHome gameHome game
Season total155 miles0 miles
Body clock12:0012:00
Rest7 days7 days